What’s the latest on CAP or College Assurance Plan, the failed pre-need firm that left millions of Filipino pension and educational plan holders with nothing when it went down several years ago?
That’s what a few PMT members want to know in the discussion thread CAP Insurance, any experience?
Member foolcha said that CAP Pension is still liquid with enough assets in cash while the CAP Educational Plan has assets but are mostly illiquid, which means they cannot be easily converted to cash. Both CAP Pension and CAP Educational Plan are being managed by a trustee under the supervision of the Securities and Exchange Commission (SEC).
Another member, Langerhans, shared that a friend supposedly was able to get small amounts of refund on a staggered basis from CAP. Unfortunately, no additional details were provided.
Were you a CAP policy holder? How did you cope with the collapse of this pre-need firm? Have you received any refund or repayment for your policy? Or do you have any official updates on CAP?
Join the discussion here: CAP Insurance, any experience.
I’m one of the victims and now working for myself, but haven’t taken back the money that my father painfully earned for my college.
I was able to finish my college in Ateneo with the help of CAP. Good timing though that I was able to graduate before it collapsed. Wrong actuarial science maybe is the key reason why it fell. And too much investment on raw lands that were not sold.
i don’t have any idea for now; cause’ i have no time to visit any cap office(im an ofw in ksa).my eldest son will be in college this coming 2009,i hope the cap will cooperate,we pay it from 1992 to 1997.please post if anyone had a good news
Me and my wife worked hard to pay the whole 5 years to finished the contributions in CAP. Even though we haven’t inquired yet about the status of our payment, I believe, they should give us an update on this specifically to each member. They have no conscience, imagine that the reason why we put our money to them is that because we trusted them and believing that our child would be secure in the future in terms of education.
I havent heard of anything with the government to help us in getting back our money. This is the fault of CAP administration and not by us.
Even with this court resolution, as stated “c. Plan holders with terminated plans
The termination values (based on the contract which is a percentage of the gross contract price paid) shall be paid over a five year period from 2007 payable quarterly starting on the second quarter.”
I haven’t got any cents until this time. They are making excuses of first filed first served system as CAP stated:
“TERMINATION VALUES
1. First installment payments will begin during the second quarter of 2007, also on a “First Filed, First Served” system.
You haven’t heard from the government because they are busy collecting our taxes used for drafting laws which are not favorable to ordinay cit1zen like us.
CAP is the beast.the demon of education.the hell of grendel.the hope of no one.
any updates on CAP?
its been a long 3 yrs since it was gone.
geez
I was able to go to CAP about 4 times. nothing and absolutely nothing the staff can do. i have almost 500K investment. sila ang yumaman at nakinabang. kawawa talaga tayo. pero i still believ in karma.
ive submitted reqiurements at CAP office in time for son’s college this 2008-2009 but until now i havent receive any cheques..how long am i going to wait? give us an update on this!!!
pls. give us update about the status CAP now, its already 2009!
ini-ipit naman kasi ng ayala ang cap kaya nagka ganun ang cap… maraming walang alam kung sino talaga ang responsable sa pag collapse…. parati na lang gobyerno…… hayy kawawa mga tao..
just like to know if what i heard is true that if i want to get my money back from CAP i should go straight to their main office in makati? im a pencion policy holder just want to know?
It’s Very hard to accept what had happened. It’s a hard earned money… I saw in their website that they are giving checks… i don’t know if it is true….
My husband and I bought college plan for our two sons when when they were in their grade school. We thought that we were saving money for my family’s future. Nothing to worry for sons college tuition fees. We thought we were prepared for their college needs because it was already paid off. Until now, we still work hard for our son’s education. I believe that the philippine government tolerates this kind of fraud or scam because nothing has been done to solve this mess.
mga kapwa ko biktima ng CAP, bakit hindi tayo magfile ng demanda? yong mga taga legacy e may kaso agad. bakit tayo masyadong mabait at mapaghiuntay sa tila wala namang mahihinpay pa? seryoso ako…. sana mayrong mga abogadong may magandang kalooban tulungan tayong mga mahihirap na empleado na nagsumikap makapagpundar para sa mga anak peru heto hindi maintindihan kung kanino talaga tayo babaling ng kalutasan sa problemang ito…..
Nakakuha kami ng konting pera early last year sa CAP. Siguro mga 6 taw yung cheque….after nun, wala na. Meron pa silang pa ROI or return of investment eh ni yun man lang sanang ibinayad na lang namin ang ibalik. Hu3 Pray natin na makaraos ang CAP para mabayaran tayo…Kung kakasuhan sila, kelan kaya matapos ang kaso? 20 years after?
bakit hindi natin subukin ang sinasabi ni sen. mar roxas na tutulungan nya ang mga biktima ng pre-need plans???? Baka nman political gimmick lng yon dahil malapit na election….^____^
The politicians and government officials already know the issue. With the problem cropping up again sa Legacy sana lahat ng failed pre-need companies ay busisiin na. May nephew will now need his educational plan to go to college but unfortunately, wala pa ring result sa CAP. His brother who was supposed to be a CAP beneficiary as well already graduated but only got P600 on his last check 2 years back. Ano ba yan?!
Apat ang aming Educational Plan sa CAP at nabayaran namin for two years, magtatapos na sa isang taon ang aming panganay,mag First Year College naman ang pangalawa next year, sunod sunod na sila pero wala ni isang kusing kaming nakukuha pa sa CAP para sa panganay namin.Paano na lang ang aming naihulog? Sana maaksyunan kagad ang bagay na ito para naman manumbalik ang tiwala pa ng tao sa iba pang ahensya.
I’ve just visited CAP Makati office yesterday (March 4, 2009). I had a postive experience with them. Please read them here http://www.pinoymoneytalk.com/forum/index.php?topic=13295.msg238489#msg238489
I hope you’ll receive the same kind of response from them. Do post your feedback =)
@yebba, good to hear that CAP is still alive and paying. I wrote your experience here: Good news about CAP Educational Plan and hopefully other CAP planholders will have more good news to share.
I don’t understand why CAP has to let the planholders fall in line just to get 400 pesos worth of cheques!!! what a pity !!! they should look at it, kawawa naman ang mga tao waiting and spending money just to get 400 pesos that still need to be encash, CAP wala kang awa! makarma sana kayo!!!!!
why some personnel of CAP got more than what other plan holders got? 400 pesos is only good for one day allowance of my son. Huh! CAP your bad, sana pinangatawanan nyo ang pagnenegosyo. Kawawa naman ang mga tao. Are you not afraid of Bad karma? some are wishing bad karma for CAP. wait and see!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Nakakuha ako last year July 2007 ng dalawang cheques 8,000 each. Sabi ng CAP quarterly babayaran daw kami. May 2009 na hindi na nasundan. Yung pension ko 80,000 pesos pero hindi ko natapos, ang ibabalik daw ay 15,000 pesos, hanggang ngayon wala pa rin.
Marami silang abogado at puwede nila tayong paikutin. Mabuti na lang at malakas pa ako para
bumalik sa abroad. Paano na yung labandera at mga retired na..tigil ang mga anak nila..
maga walang puso ang mga taga CAP, puro sila pangako…
Ngayon pati SSS at Pag-ibig kabado din ako…bahala na…wala tayong magagawa pag me magnanakaw…
maski saan sila makikita…MAKA-KARMA din ang mga yan…
I have a brother that have a college assurance plan here at negros occidental in
the city of kabankalan but until now my brother haven’t use that plan becuase the
branch of CAP here in our place is bankrupt!guyzz can you tell me what to do?pls….
thnx a lot!!!!
craisher,
wag ka ng umasa pa sa CAP, mag OFW ka na lang para mapag-aral siya.
maski sa bangko , wag ka ng maglagay ng malaking pera , baka magsara rin.
mahirap na magtiwala…sa GSIS,SSS atbp… Bahala na ang Diyos sa kanila …marami ang magnanakaw sa
paligid…
I have 3 Children with fully paid NECU B plan. At present i am in Qatar , I want to apply for the claims for what ever i can recieve, Would tell me the required documents in order for us to recover any amount.
Regards,
Julius G. Tumang
Julius,
mabuti pa pag bakasyon mo, mag personal ka na lang at dalhin mo yung certificate o resibo na bayad ka na in full.
I have filed my withdrawal from Cap Educational Plans for my two kids last 2006.It’s fully paid, yet till now, I haven’t got anything from it. 50% lang daw ibabalik sa akin. Ok na iyon kaysa wala. But until now, WALA pa rin. Sana tamaan kayo (taga CAP) ng kidlat!
Panu po makukuha yung pera ko sa (CAP)? isa po kasi ako sa mga “scholar” nila,ngayon po nag aaral ako ng College yun lang po kasi ang inaasahan namin,nag papaloup naman po kami kaso lang po malayo ang bahay nmin dito po kasi kami nakatira sa Calookan medyo salat din po kami sa pera,sana po magawan ng paraan,Maraming salamat po,,
paano ko makukuha ang perang ibinayad ko sa CAP kung nawala na angmga katibayan kong nag bayad na ako sa kanila pati na rin ung certificate of payment…1997 ng matapos ko ang bayaran…dapat ginagamit na ng anak ko yan……ndi na cya nakapag college dahil WALANG PERA NA…..
My mom was able to get me an educational plan to finish my college at feu, so is there any way or procedures that you could suggest me so that we could get those money that my parents earn from ur company?pls email me on my account….
yung mama ko po pumunta sa company nio few months po. . do niya nakuha ang pera. . kung pwede po ibigay niyo ang information para makuha yung pera. . email niyo n lang po ung kaylangan sa berks_selle30@yahoo.com. .
Greetings,
To Whom It May Concern,
We are the CAP subscribers would like to report in your respected office that your employee in CAP San Fernando Pampanga are very unkind. Specifically in cashier area. They do not know how to deal with their client. I am writing not to judge her but to give her a lesson for her improvement.
Thank you, I hope that this employee will receive a warning from your office.More power and GOD bless.
CAP Subscribers
For those CAP subscribers who still have unclaimed checks.
I hope my tips could help you.
Go to this website:
Find your name on the list:
If you found it make sure your last name, first name and middle name are matched.
And then copy the details next to your name (*control number/check number as of date)
Then go to CAP and claim your check.
Bring an ID and also the details you got(control number/check number as of date).
hello CAP,maawa naman kayo ang laki ng sacrifice ng mga parents coz they want a good future for their children and beleieving na ang CAP ay malaking tulong at kaagapay,now malaking sakit ng ulo everytime you go to CAP office puede mo ng i record ang sagot na ” wala pa paki tsek na lang ulit” till when we have to follow up? MAKONSENSIYA naman kayo
to anonymous,thanks for the tip unfortunately my sond name was not there, to CAP any tip when we will get back our money???
I read in the Internet that my daughter, Adalyn D. Almora has a reimbursement of her tuition fee. She finish her course in 2006, BS Pharmacy at UST.
I went to the CAP service office here in Tabuk Kalinga to inquire but they said that they have not receive any notice of payment for us. They still have to inquire from the Tuguegarao office.
Paano naman kami makapag follow from the province dahil halos walang maisagot ang mga naiwan sa mga branches. Kung punpunta pa kami ng Main Office, pamasahe pa lang eh ubos na iyon halaga ng claim mo tapos pabalik balikin ka lang. Patapos na ang anak ko sa Xavier Cagayan de Oro , ni isang isang singkong duling eh wala pa kaming natatanggap.
bakiit d ko po makontak ang mga no.s nyo nd i update ko po sana ung hulog ko nd kung makukuha k ang pension ko ds jan,2011 pls reply..
filed claims may 2007 for educational plan. Still no check. BWISIT…Calling NPA hit squad, Abu Sayaf, MNLF and MILF. Here’s a worthy cause.
when will I get my cheque?
dear cap pinsion plan paki sa oli nyo po ang pera ko kasama ang enteres natpos ko ang pag bayad ng 5years bigyan u me ng idea saan ko konin ang pera ko
C.A.P. pinaghirapan po namin ung pera na nakumpleto namen sa cap pero panu ku po makukuha yun? tga CAP City of Sanfernando Pampanga po akoh . plz naman po help me… student lang po akoh.. maawa napo kayo .kailangang kailangan napo namen tlaga. slamat po
Gumagalang,
Studyante
good day po, how many years po ba kami mag aantay ng binayad namin sa CAP, 3 plans po ang binayaran ko sa 3 anak ko, kailan po kayo maaawa
I mean, ganun na lang ba ‘yon? Okay, kung hindi n’yo kayang tuparin ang pangako n’yong pagtustos sa pag-aaral ng tatlo kong anak, na fully paid 100% na lahat ng dapat kong bayaran, eh di ibalik n’yo na lang, at least, ang naibayad ko na. Sige, kahit wala na tubo the fact na nagamit n’yo ang pera ko ng matagal na panahon. Sige, di bale na, lamunin n’yo na at ng mga anak n’yo ang tubo. Pero kung pati naman ang kapital na naibayad ko na eh balak n’yo pa din lamunin, eh nasan naman ang konsensya n’yo??? Deretsahang pangungulimbat na ‘yan ng perang pinaghirapan ko NG NAPARAMING TAON SA ABROAD NA LUHA AT PAWIS ANG PINUHUNAN KO NA MALAYO SA MGA MAHAL KO SA BUHAY!!! Tapos lalamunin, yes, lalamunin lang ng mga buwayang hayok na kagaya n’yo!!! Ayaw kong sumumpa pero ang mga kagaya n’yo ay dapat sinusunog ng buhay, magkasunog sana sa lugar n’yo at matupok kayo at lahat ng mahal n’yo sa buhay!!! Mga walang hiya kayoooooooooooooo!!!
naka-avail kami ng 2 years para sa pag-aaral ng anak ko pero yong ika-tatlo at pang-apat na taon nya ay hindi na kami makatanggap ng refund mula sa CAP – nagsimula na kasi ang problema ng CAP. Sa ngayon umaasa pa rin kami ng asawa ko na balang araw magsisimula na muli ang CAP tumanggap ng mga resibo para irefund nila. Graduate na ng nursing ang anak ko 2 years ago na at patuloy paring umaasa ng refund or whatever benefits due to my daughter.
Many CAP planholders are still hoping that they can still recover their investments.The chances are dim. I’ve tried everything but failed. The government agencies which are supposed to help and protect us are the ones which actually betrayed us. The Makati judge by the name of Judge Untalan did not even bother to report what happened to the rehabilitation of CAP although he is mandated by law to do so. The Securities and Exchange Commission is now powerless to help us because the matter is taken over by the rehabilitation court in Makati. Even the senators and congressmen I approached failed to help us.It seemed that the power behind CAP is bigger and powerful than them. Compared to Legacy which was prosecuted quickly, the CAP owners are sacred cows and might have escaped with impunity.
We might no longer be able to get our money back but at least we should get justice. Under the current government of GMA that has been proven to be impossible. Hopefully, if Mar Roxas wins he could at least help us. He authored the Pre-need Code which would give future planholders the protection that we never had. The last time I heard it was already signed into a law but I have not read its provisions about past victims of companies like CAP, Pacific, Legacy and others.
Isa po ako sa mga may CAP Educational Plan…tanong ko lang kung saan pwedeng pumunta para ma irefund yung pera..kc last time na nag update kami..puro contact numbers ang ibinibigay,,pasahan ang nangyayari…walang pirming impormasyon kung saan pwedeng makuha ung pera,,,so gusto ko malaman kung saan ko ito makukuha..Pls, pakisagot na lng po…salamat!
Kimberly atbp: alam ninyo dinaanan ko na ang mga mga tanong n’yo at mga nararamdaman n’yong hinanakit, hanggang sa katatanong ko sa CAP office na kinunan ko ng mga policies para sa mga anak ko sa probinsya namin (wala din silang masyadong alam, mind you) ay nabanggit nila na baka sakaling may maitutulong ang SEC sa Ortigas Avenue.
Pumunta ako doon sa SEC building 10th Floor. May abugadong kumausap sa akin pero kesyo before eh arbitration with CAP lang ang nagagawa nila, pero since January 2010 daw ay may bagong batas na nag-take effect at inalis na sa kanila ang responsibilidad na iyon, at nalipat na daw sa Insurance Commission which is located sa UN Avenue sa Manila. Mabait naman ang abogado sa SEC at sinabi pa kung sino ang puede kong hanapin sa opisinang iyon. (Pero hindi sana kabaitan ang hinahanap ko kundi kunkretong sagot kung nasaan na ang pangako ng CAP o kung hindi man ay ang perang naihulog ko na: 3 CAP Education, 3 CAP Help, at 3 CAP Pensions amounting to more than 1M pesos ang total premiums na fully-paid ko na).
On the same day ay pumunta ako sa Insurance Commission at kinausap ko ang taong ini-refer ng SEC attorney. Mababait din sila sa IC office pero gaya ng nasabi ko na, hindi kabaitan ang hinahanap ko, at gaya ng gut feelings ko nang papunta pa lang ako sa IC, ay wala din sila masyadong magagawa kundi pinag-fill out lang ako ng proforma insurance claim report, at isa-submit daw nila ang complaint ko sa CAP. Early last month iyon.
Hah! Ewan ko na lang kung ano ang dapat kong asahan, pero bilang isang taong ‘ninakawan’ na naghahabol ng mga ‘magnanakaw’ ay konsolasyon na na may ginagawang hakbang kahit sa anumang paraan, kesa naman tumunganga lang ako at maghintay ng kapalaran o awa siguro o milagro, kahit na alam ko nang maliit ang pag-asang maantig ang damdamin ng mga isip-magnanakaw, kaya nga magnanakaw eh.
Kung marangal sila eh di sana nila kayang gawin ang ganito sa katulad kong mahirap na ang perang nilamon nila at ipinalamon din nila sa mga anak nila eh pinaghirapan ko sa abroad ng napakaraming taon para sa kinabukasan ng mga anak ko, na pawis, dugo, at luha ang pinuhunan ko na nagtiis na malayo sa mga mahal ko sa buhay para lang lamunin ng mga taong ito! #@$%&!**&%$!!!! Kung puede lang magmura!
I just received a letter from senator mar roxas office saying na nagpaprocess nga ng mga claims ang CAP ngayon. Pumunta lang daw sa pinakamalapit na tanggapan ng CAP sa aming lugar at magsumite ng mga kaukulang dokumento. Hinanap ko ang hotline ng CAP para mapag-alaman ang mga kaukulang dokumento na binanggit sa sulat ngunit hindi ko makontak ang CAP….hmnnnn… nakakalungkot na marami pa pala ang hindi nakakatanggap ng mga claims, wala bang magagawa ang gobyerno tungkol dito kundi ang magpadala na lang ng sulat??
Bel, may confirmation na po ba na puwede ng magfile ng refund. Paki sagot lang po para makapaghanda na kami ng esposa ko bago magpunta sa CAP Makati office. Maraming salamat sa iyo, Bel!
pwede pa daw po ba makapagrefund? i was not able to use mine during college because i got a scholarship. akala ng parents ko, wala na marerefund kahit na konti. ms bel,what are the requirements for claiming?
Isa po ang anak ko sa mga may CAP Educational Plan…year 2005 pa ng kami ay mag file ng refund pero hanggang ngayon 2010 na ay wala paring kaming natatanggap na refund mula sa CAP tanong ko lang kung saan pwedeng pumunta para mapadali ang aming refund maraming salamat po..
Hi po,
Last year pumunta ko ng CAP to get my certificate of full payment kasi matagal na yun di ko pa nakukuha. And gusto ko rin sana refund na lang yung hinulog ko kaso kailangan daw kung kelan maturity date. And regaring po sa Claim kung natapos na kayo ng college na di nyo nagamit yung CAP nyo ang alam ko po need po yung mga payment slips saka yung schedule ng klase nyo sa school.
to all:
please keep all your original documents especially : a) Plan Contract [policy], b) certificate of full payment, and optionally but I suggest it, c) official receipts evidencing your payments.
when writing the company, mention your contract # and CFP # always and how they can reach u: landline, mobile#, email address, fax #.
address your claim or complaint or query to the Customer Service Dept. and keep following them up. Every other day if necessary. Provide copies to the President of the company.
If you do not hear from them within a reasonable period of time, write directly to the Commissioner, Insurance Commission. You betcha you’ll get a speedy reply.
Dear Kon Sernd Sitizen:
Sana nga, kahimanawari, ay kasing-optimistic mo ang kinabukasan nating mga naging biktima ng CAP. I didn’t just write the Commissioner of the Insurance Commission, I went there personally and talked with the chief of the concerned department. I did so after being directed there by a SEC attorney. It was in February this year. They let me fill up and sign a proforma insurance claim report for one of my pension plans that reached its maturity in November of ’09. I followed up repeatedly my claim since then. And some time last month, they sent me a copy of their cover letter addressed to CAP to whom they forwarded my claim. Hah! Here I am again, waiting for what the future holds, because my claim just went full circle from CAP to SEC to IC and now back to CAP. Amazingly fantastic, di ba?
Thanks for all the updates. Will immediately contact CAP to process my son’s Educational Plan. He’s due to enter college this June. Please wish me luck. God bless all of you.
nk2bangon n ang CAP kya ndi dpt mwln ng pag-asa…
last year we have filed our claim for the tuition of my daughter, and I tried to follow up early this year still no check and was again required to file a new one. I hope the govt could do something about it. sa totoo lang napaka inutil tlaga ng ating gobyerno, is it because hindi nila ma compel this big companies to pay their creditors sa dahilan napakalaki ng contribution nitong mga big companies sa knilang campaign fund. Sana magkaroon tayo ng totoo justice s bansang ito.
Hi! ask lang po san na po namin pwede tignan kung meron na ung cheque namin kasi hindi pa po ako nakakarecieve kahit isang cheque since 2005 pa. nung pumunta po ako sa cap sa makati sabi tatawagan nalang daw kung meron na. till now po wala pang tumatawag sa akin. eto po contact number ko 09272893398. CFP number ED-03-000205-7. please update me salamat po…
may i know the number of cap(college assurance plan)or its contact number thnx
paano kp po maku2ha ang pera na sana ay sa pagaaral ko 1995 po nagsimula maghulog sina ma2 ng para d2 at natapos ng 2001
sana naman magamit ko ito dahil ang daming gastos po dahil kami po ni kua ay meron pong cap plan tnx poh need your answer
I want to know if the check is already issued to Fairheld Y. Pepito, Limot Village,
Poblacion, Tubod, Lanao del Norte. The said student was already graduated last
April 5, 20l0. I always come to your CAP branch Office in Cagayan de Oro City
for follow-up and until now no feedback. Also, make assure that this will give
an attention for her refund. Please be informed that all documents was already
complied with and submitted last February l8, 20l0 at CDO. Thank you and More
Power.
From: Mrs. Rosita Y Pepito
Wala bang grupo na nag file ng kaso sa CAP. since 2005 pa din ako nag claim until
now wala pa din nangyayari. Dapat magkaroon tayo ng grupo na magtulungan para
makapag claim sa CAP.
please send me the latest about cap. i am from sipalay city,neg.occ. their bacolod offo
please send me the latest from CAP.I want to know if they are giving refund here in bacolod city
hi, ngayon ko lng po nblitaan n nkakapag refund n pla sa cap..
pano po b makapag file ng claim at makapgrefund,san po pwede branch pwede,
meron p po b d2 sa laguna? here’s my contact # 639155566537
fully paid na po ako sa CAP . . until now dat i am to take college, i haven’t yet availed my assurance plan. nbalitaan ko pong nakapagrefund na kayo. i wanna ask where and when can i avail mine? pwd po bang kahit any branch ko itong i-avail?
please tell me how to refund my fully paid plan, my daughter already completed her college degree
My son, Andrei Adalbert B. Domingo is on his second year in college. I have not made any claim yet since he started college because of the problem that CAP had undergone. What should I do? What is the best option for me? What are the documents that need to be submitted? Where can we submit those documents? The plan type is REGULAR. NECU-D. The gross price is php.58,580.00.
can we send our problem to p-noy this time, arroyo is totally inutile regarding this problem, i have necu c amounting to 91k. my daughter completed her education already last april 2010. if i was not able to come here in a qatar courtesy of a good samaritan, my daughter will be added as out of school youth, and burden of society.
kailan lalabas yung check ni prince lauren macapagal…? pls email us…
hanggang kaylan ko pa hintayin yong check sa maturity ko namature na two years ago until now di ko pa natanggap ang check,ano ba talaga status ng check ko?contact na ako sa cebu office niyo d pa daw dumating yong funds,kaylan kaya darating yon?pls.reply to my email.
pwede ba kaming magtanong kung magagamit na ba namin ngayong year 2011 yung CAP? pano ba yung process para magamit namin yun ng 4 years?
Thanks to the SEC,DOJ,the House of Representatives,the Senate,all the politicians and to our very strong Republic for a job well done. CONGRATULATIONS! Mabuhay po kayo lahat! Wala kayong ginawa at nagawa para sa hustisya naming mga biktima ng CAP na yan.
I don’t want justice, or I don’t want the CAP people to go to jail or something like that. I just want all my money back that’s amounting to 1.2M pesos fully-paid plans.
any news about CAP pension?
good day po..
isa po ako sa mga plan holder ng cap dito sa palawan..hanggang kailan po ba kami maghihintay para ma refund ang mga plan namin?
Where can we avail the refund.
Marvie Jean Pedregosa graduated in her college year until she didn’t receive a check from Cap office, we already submitted the papers they needed. What should i do? any actions from your cap office please. Thank you..
There seems to be quite a lot of negativity surrounding CAP – and understandably so. Many people’s savings went into CAP in order to ensure a college education for their children, but when the accusations from Mar Roxas came about CAP being a “scam” and showing alleged “proof” that the pre-need company was bankrupt – many plan holders panicked. People started trying to take their investments back, and business for CAP weakened.
But before people start casting hostile words towards CAP – there are things people should know. First of all, to call CAP a “scam” is unfair and wrong. CAP has helped many thousands of people graduate college since its creation. If it were a scam, then nobody would have been able to graduate – because once the company had the money it would have just packed up and left without fulfilling its role. CAP built their company, I believe, out of a real desire to HELP PEOPLE.
Now, because running a corporation isn’t easy (especially with a government like ours), perhaps certain incidents occurred that did not turn out in CAP’s favor… but to call them scam artists and to have an overall hostile and hateful attitude towards them is ignorant, in my opinion.
If you look at the current situation – out of all the pre-need companies, CAP is the only one around still trying to pay people what they owe. I think that says a lot about how they are as a company. For those of you that don’t know – it would be easier for CAP to declare bankruptcy and close, just like many of the other pre-need companies did – leaving all the plan holders without money. Instead, they remain open, looking for people to go to them and inquire about how they can be paid. This is a hopeful sign, proof that CAP is trying, at least, to make amends with its plan holders.
Also, the claim that Mar Roxas made about CAP being bankrupt was a false one. CAP is a pre-need company, not an insurance company (although it also has insurance as one of its products). What Roxas tried to do was calculate CAP’s funds using an INSURANCE calculation called the Actuarial Reserve Liability (ARL).
The ARL in this instance was wrongfully used because CAP is NOT INSURANCE, but pre-need. The ARL made CAP liable for the plan holders’ investments IMMEDIATELY (just like in life insurance) – even if CAP wouldn’t have to pay for the plan holder’s college education until the plan holder actually got into college. That is where the miscalculation occurred.
So, actually, the real victim here is CAP, whose plan holders were scared off by certain government officials who did not understand what they were doing – effectively ruining the chances of thousands of Filipinos to achieve a college diploma because of their haphazard and reckless accusations.
That aside, CAP is now going through lists of people on a First Filed, First Served basis that they have to pay back. They have to follow strict guidelines outlined in the COURT ORDER served by the government – so some payments may come in slower than others. But the important thing is they are doing their best to pay us back!
Visit your nearest CAP office, bring your Certificate of Full Payment along with other requirements there may be, and inquire about how you can get your money back.
i think there is this site called cap cow, where they post a list of people with unclaimed checks.
http://cap.com.ph/education/Approved%20RRP%20-%20Schedule.htm
ang alam ko, dapat mo i-click yung place mo, kasi tyagaan lang. ang dami na pala naka pending! sana makuha na ng iba yung sa kanila
I went to CAP Makati this morning (Oct. 4,2010) hoping to claim the check they promised me last June. Which the Lady at Window 1 said i could claim after 3 months. Unfortunately it has not been filed. They were saying that after the first filing you have to file a second time. Which after this process the check will be processed and released! SO WHAT THE HELL WAS I WAITING FOR FOR THE LAST 4 MONTHS? NOW I HAVE A BIG PROBLEM ON MY SHOULDER BECAUSE THE 2ND SEMESTER TUITION FEE IS ALREADY DUE THIS OCTOBER!!!!!
So why didn’t they say so in the first place! I tried emailing them a couple of times, if i can pick up the check…unfortunately i get NO REPLY AT ALL!!!!
The arrogant guy at the Tuition Fee claiming window was not even accommodating. All he kept saying was go to this window and file again because your check can’t be released unless you file…. so now tell me CAP… is this how you treat your plan holders? Years ago your agents would even get to the point of begging just for us to avail… now that we need it.. you treat us like trash??!!!!! you can’t even attend to our needs?!!!!!!!???? THE PEOPLE AT THE OFFICE COULD NOT EVEN SAY ANY DEFINITE DAY OR MONTH I CAN CLAIM THE CHECK!!!!
I HOPE I CAN GET IT SOON!
Good morning, Disappointed Mother.
I must apologize on behalf of College Assurance Plan. It is not the company’s intention to anger our planholders, and the treatment you received from our customer service personnel was unfair, impolite, and uncalled for.
CAP is continuously striving to improve the quality of its service personnel. However, since our customer service personnel are people too, sometimes we cannot help the fact that their personal emotions, feelings, and sometimes fatigue sometimes gets the better of them. Still, this is no excuse for a planholder to be treated the way you were treated, and we are deeply sorry for this.
I would like to be of assistance to you. Please e-mail your concern to us at maria_ann_11@yahoo.com and I will do my best to address your issues. Include the names of the offensive customer service personnel if you can.
Thank you for your patience and best wishes in your dealings with us in the future.
Maria Ann
Official CAP Representative
I inquired this morning in Treasury Department regarding my pension plan if it could be received, but I was disappointed when the lady in window asked me that if I received a letter from CAP to claim check, but I said “No” and additional to that she said that there no funds available for pension and gave no assurance of certain period of time when to claim it. So I just sit down broken-hearted. I was confused and thinking what the proper way to resolve this problem.
I was expecting to receive my pension really soon to support my plans for this year. I was wondering if there is any possible procedure that i could do to claim my pension as soon as possible. Or if not, can the company give me a concrete figure of when I would be able to receive my pension. I’m hoping to receive it very soon
Thanks in advance to anyone who could give me response on this matter.
Hello Ric,
On behalf of the company I sincerely apologize. Truly, I can only imagine the situation.
Regarding your pension, let me see what we can do. Once I have the information I’ll get back to you as soon as possible.
We are truly grateful for the patience that you have been extending.
Thank you very much.
Sincerely,
Maria Ann
Official CAP Representative
I have long paid my dues from CAP and completed full payment in 1999. My daughter is in college already since last year, 2009. I already submitted all the documents so she can avail of the educational plan. Unfortunately, its more than a year since we submitted everything but no first check yet – not even a notification whatsoever. I wonder how long are they going to ask the holder to wait. We are having a family difficulty right now due to sickness and unemployment, and eventually my daughter has to stop her college studies. This educational plan is the only hope for my daughter’s future but even this one also failed us. I wonder how long are we going to wait????
May I know how the proper CAP’s procedure works, when one has to avail of and make a claim for a fully paid up CAP’s college educational plan? Kasi, ang dami ko ng kakilala with certification of full payment but unfortunately wasn’t able to receive any payment from CAP since then. Yung iba pa nga, naka-graduate na ng college ng hindi nakakuha man lang ng kahit anong payment sa office na yan. Matapos kaming magbayad at makuha nila ang pera namin, wala man lang kaming matatanggap eh halos kumita na sila at tumubo pa sa mga pera ng tao. We paid for nothing, no service at all, don’t you think its a “scam”?
I’m referring to the full coverage plans previously offered by CAP, yung NECU-A, NECU-B, NECU-C. I wonder how CAP would address these payment issues specially kung may katagalan na ang paghihintay ng mga claimants, at halos nangawala na rin ang mga documents na hihingin nila much, much later pa? Aanhin pa ang damo, kung patay na ang kabayo???!!!! Aanhin pa ng mga estudyante ang educational plan kung tapos na sila at naka-graduate na??? Ipapa-produce nyo ngayon ang lahat-lahat ng resibo at kung anu-anong documents para mahirapan ang mga magulang and eventually cannot claim? At papano naman yung ibang estudyante, na hindi na nakapag-aral dahil sa inyong pagtalikod sa obligasyon ninyo? Can we sue you for other ALL damages including opportunity losses and lost time for these students, who are supposed to be studying but unfortunately got affected by CAP’s decisions and inactions, and shamelessly ignoring their obligations? Kawawa naman ang mga batang ito, habang ang mga anak ng mga may-ari ng CAP, ay malayang namamayagpag sa iba’t-ibang prominent schools at the expense of these ordinary kids’ future. tsk tsk I hope you guys wake up, and start looking at your social obligations. Over, overdue na kaming mga claimants!!!! Could you please be honest enough to tell us, kung meron ba kaming inaantay???? Bankruptcy should never, ever be an option, coz karma can get back a hundredfold. CAP took the people’s money, they need to return it back.
To Grace Romarate-Anonuevo:
First, I must apologize for how you feel about CAP right now. It is understandable. I also am sorry for the situation that your family is in right now.
I understand that there are a number of things that you need some answers to.
One of your question is how long are you going to wait.
– The thing is, CAP is only following a COURT MANDATE on WHO,WHEN and HOW MUCH are they going to pay.
So, even if CAP wants to pay you now, the amount that you are asking, they cannot do it, as they are required to follow the court mandate. They must follow that court mandate AT ALL TIMES, AT ALL COST. As of now, there are currently government officials that are monitoring the company FROM THE INSIDE CAP. Their hands are tide as to who and how much money to pay back to their clients. Or else, the company might be force to close down, which all of us that are affected don’t really want to happen. As of now, even if the company is struggling, they are still paying.If they are force to close, then nobody will receive their money anymore. With regards to this there is a list of people that has pending checks.
http://www.cap.com.ph
Please do go to that site. What you do is click on the place that’s nearest to you to see the list of the people with unclaimed checks.
-second you want to know the procedure on how to claim your check.
With this one, I am sorry if you are tired of showing these documents, but they are needed. as i have said, there are several government officials who are actually monitoring CAP. We cannot just go and follow what we want to do and how we want to do it. We are given this things to look for by the court and we have to follow it. At least they are trying to pay the best they can.
-third, You are asking if I THINK CAP IS A SCAM?
I understand why you would think this way, because some pre-need companies were infact scams. Hindi ganun, we cannot say na dahil sa SCAM yung isang pre-need company, scam na lahat. Bago naman i-hunt down ng gobyerno isa isa ang mga pre-need company, nakatulong makatapos ang CAP NG over 80,000 students to finish their college. WOULD A SCAM BE CAPABLE OF THIS,HINDI NAMAN DIBA? So, CAP is not a scam. Here is the site that explains what happened to CAP:
http://www.captruth.webs.com
-fourth, you are “wondering” why we are still asking for receipts, documents and such.
Ma’am, Please do understand that despite the inconvenience that you are experiencing about bringing and finding documents we need those documents to prove that the person filing is really a rightful claimant.
I know it may be hard to believe for you, but CAP has no intentions of making it EVEN HARDER for it’s planholders. Hindi po yun ang aming intensyon. Pero sana naman ay maintindihan nyo na mahirap na kung hindi kami hihingi ng mga documents and receipts kasi paano naman kung hindi sila yung totoong tao, kawawa naman yung rightful claimant hindi ba? Sa totoo lamang, sa pagkaka alam ko, ang CAP ang isa sa mga natitirang pre-need companies na nagpupursige pang mag bayad ng planholders.
Also, you commented this:
“Matapos kaming magbayad at makuha nila ang pera namin, wala man lang kaming matatanggap eh halos kumita na sila at tumubo pa sa mga pera ng tao.”
– Hindi po porke nagbayad kayo, ibinulsa lahat ng may ari nung sinabi na NALUGI ang CAP. That’s not the case. In business there is such a thing as OPERATING COST, na kailangan upang mapatakbo ang isang kompanya. Kagaya ng electricity bill, water bill, sahod ng empleyado at marami pang ibang expenses kagaya ng TAX, kailangan po na ipa ikot ang pera to make money to be able to pay back people. Hindi po ito maaaring ibulsa ng may ari. At isa pa, mayroong mga sektor ang gobyerno na tumitingin sa kung paano ginagastos ng isang kumpanya ang pera nito, from within the building. Nasa loob po sila ng CAP.
-Isa po sa mga tanong nyo ay “At papano naman yung ibang estudyante, na hindi na nakapag-aral dahil sa inyong pagtalikod sa obligasyon ninyo?Can we sue you for other ALL damages including opportunity ‘losses and lost time for these students, who are supposed to be studying but unfortunately got affected by CAP’s decisions and inactions, and shamelessly ignoring their obligations?”
Hindi po tumalikod ang CAP. Sa totoo lang, isa itong mahabang eksplenAsyon, nasa http://www.captruth.webs.com po ito, sila ay inatake ng gobyerno. Ang SEC, ay isang sektor ng gobyerno, and they froze CAP’S ACCOUNT. Kaya hindi sila nakapag bayad kaagad. Ang pag freeze ng account ay dahil sa maling pag kalkula ng SEC. it is explained further in the website that I just gave you.
So, it is not right to say that CAP turned their back on the students.
And you quoeted:
“Kawawa naman ang mga batang ito, habang ang mga anak ng mga may-ari ng CAP, ay malayang namamayagpag sa iba’t-ibang prominent schools at the expense of these ordinary kids’ future. tsk tsk I hope you guys wake up, and start looking at your social obligations.”
-With all due respect ma’am, where did you get this information. Do you know them? Because, the children of the owners are old already, and have graduated college before CAP WAS EVEN MADE. So the information that you have is wrong.
And another question of yours:
“Could you please be honest enough to tell us, kung meron ba kaming inaantay???”
-If you are a rightful claimant, then WE ARE TELLING YOU THAT YES, WE ARE TRYING TO MAKE PAYMENTS TO YOU, based on a FIRST COME,FIRST SERVE BASIS AS MANDATED BY LAW. Meaning, ang gobyerno rin ang nagsasabi sa kung sino at magkano at babayaran ang isang rightful claimant. Hindi po ito maaring baliin sapagkat, maaring maipasara ang CAP ng gobyerno, at mas magiging kaawa awa ang mga mawawalang ng pag asa pag ipinasara ang CAP.
then you quoeted:
“Bankruptcy should never, ever be an option, coz karma can get back a hundredfold. CAP took the people’s money, they need to return it back.”
BANKRUPTCY IS NOT AN OPTION FOR CAP. If it was, they would have declared it 10 years ago, right exactly when it started and had taken the money for themselves. Instead, they are trying to get funds now to stay open, pay people with no income. It does take time but they are actually doing something about it. Bad karma is for those who’ve wanted to do wrong to other people. CAP did not want this to happen, CAP despite the fact that they have no income anymore and still operating after 10 years of this unfortunate event. Yes you are right, we should give back people’s money. And that is exactly what we are doing.
visit http://www.cap.com.ph
to see if your name is on the list
visit http://www.captruth.webs.com
to know what really happened to CAP
Sincerly,
Maria ANn
Good morning mam I received your email through my cellphone.I have fully paid my dues since Feb. 28, 2002. My son is now in college.My SFA account number is 60-74-72-01-A05617.I want to know how can I avail the scholarship of my son (John Paul M. Angeles ).Hoping for your immediate reply. Thank you very much and God Bless.
Hello MR. Angeles,
Thank you so much for the e-mail. I will be getting the information you have given me and talk to the proper personnel. As soon as I have the information that you need i will be replying to your e-mail.
Sincerely,
Maria Ann
Official CAP Rep
Hello Ramon,
To avail your refund you can visit the main branch,
126 Amorsolo cor. Herrera Sts.,
Legaspi Village,
1229 Makati City, Philippines
Tel. Nos.: 759-2000 ; 817-6586
(Connecting all Departments)
Regular Sales Operations (RSO)
Local # : 3001;3030;3002;3004;3052;3011;
3012;3024;3025;3036;3031;3010;
3009;3013;3015;3016;3017;3005;
3006;3041;3032;3014;3050;3007;
3008;3042;3043;3034;3033;3040;
3046;3020;3021
Direct # : 817-8002; 813-8509; 893-6594;
893-4803; 864-4473
Fax No. 759-2155
or you can e-mail me some info and maybe I can check it out for you.
Sincerely,
Maria Ann
albert domingo Says:
July 1st, 2010 at %I:%M %p
My son, Andrei Adalbert B. Domingo is on his second year in college. I have not made any claim yet since he started college because of the problem that CAP had undergone. What should I do? What is the best option for me? What are the documents that need to be submitted? Where can we submit those documents? The plan type is REGULAR. NECU-D. The gross price is php.58,580.00.
Hi,
I’ll try to help you on this one, I’ll be posting the new number of CAP Philippines as soon as I have the info. You can try to call them or e-mail us at:
angelita_1919@yahoo.com
also visit http://www.captruth.webs.com for more info
Thank you.
Sincerely,
Maria Ann
Good Day Ma’am.Any good news?
Hi Frederick,
I gave them your SFA number already, as of now, there is still no reply, but don’t worry I’ll contact them again for the status of your plan.
Please bear with me. Thank you for the patience. 🙂
Sincerely,
Maria Ann
Hi Everyone!!!
Good Day!
We are now able to post a tagalog version of CAP TRUTH on our CAP website for everyone, please visit http://www.captruth.webs.com!
You can post comment, question or suggestions if you must!
My Parents had paid my dues from CAP and completed full payment as well as my brother and sisters Cap. My 2 elder sister had already finished their studies but we had received a checks twice only with the amount of two hundred plus per check. Now, Me and my brother is in college already and I already submitted all the documents so we can avail of the educational plan and our help plus. Unfortunately, its more than a year since I submitted everything but I haven’t receive any check for me and my brothers educational plan and for my help plus plan– not even a notification whatsoever. I wonder how long are they going to ask the holder to wait. We are having a family difficulty right now due to sickness and unemployment of my 2 elder sisters and father. I will be having my on-job-training this summer in manila, the refund of this help plus plan of mine is the only hope for me to have my OJT there and the refund of our educational plan will help me and my brother studies. I wonder how long are we going to wait???? Please e-mail me for clarification. thanx
Hi there,
Can you please send your SFA number to my email?
We can go from there. You can also call the office at 8154960 and 7592153 ( look for mercy or andrea )
You can also check out http://www.captruth.webs.com if you want to know more about what happened to CAP Philippines.
Sincerely,
Maria Ann
I think they should publish the name of all government official or office who make the mistake so people like us will know whom to blame for this matter.
From:
http://www.captruth.webs.com/
“I think it’s time we realize that the biggest victim here is CAP itself – which was destroyed because of the carelessness of some of our government officials. It is these government officials who should pay the throngs of people who lost their chances to go to college because it was they who misled the people because of seemingly half-studied theories and half-baked plans. “
@ Mary Ann
Hi I just want to ask ano kailangan gawin, refund ko na ba or wait ko pa yun maturity til 2016, Fully paid na namin yun educational plan ng daughter ko last 2004. Ano kailangan ko I file if ever. Thanks
September 14,2008,nag matured ang pension plan ko,hangang ngayon wala pa ring balita mula sa CAP.Ano po ba ang kailangan kong gawin para makuha ko at magamit naman ang pera ko dahil wala akong trabaho sa ngayon.Noong nagmature itoang pinili ko sanang option ay monthly kong makukuha pero sinabi sa akin na kunin ko na lahat,ng maprocess ko na ang mga requirements kinuha nila ang original papers ko at certified xerox copy na lang ang binalik…PLEASE CAP mangement balitaan nyo naman ako…
here’s our SFA number mam.
NELMAR L. OMAGUING
ed plan(60-66-38-01-A0794)
help plus(77-66-38-01-H0198)
my brother and sisters SFA number
ARNE L. OMAGUING
help plus(77-66-38-01-H0367)
ed plan(60-66-38-01-A1283)
MIANE L. OMAGUING
ed plan(60-66-38-01-A0775)
NERISSA L. OMAGUING
ed plan(60-66-38-01-A0981)
nag mature na po help plus account ko,last semester po bago nagstart yung class kinuha original papers ko..ipapadala raw sa cebu office for processing..7 months na po akong naghihintay, til now wala parin po balita if makukuha ko refund ko.
hello ma’am… i graduated March this year but i wasn’t able to enjoy my educational plan from CAP for the whole 4 years. is there a possibility for me to get a refund? and may i know the requirements for me to avail of that?.. Humbly waiting for your immediate response regarding my concerns. Thank you and God Bless.
Mark James Relles ask when to receive again the CAP Help Plan
Ms. Maryann,
I have filed my withdrawal from Cap Educational Plans for my son last 2005.It’s fully paid, but up to this point in time, I haven’t got anything from it. Is there any way or procedures that you could suggest me so that we could get that money?My son SFA account number 36-17-56-01-000474.
Kindly send me an email for elaboration.Thanks
CAP HAS NOT BEEN HONEST WITH US! THERE IS NO MONEY TO BE CLAIMED!
I HAVE CALLED, EMAILED (UNFORTUNATELY THEY DON’T RESPOND!) AND ALL THEY SAY THERE IS THAT THEY DON’T HAVE ANY ASSURANCE OF WHAT DATE I CAN CLAIM MY CHECK REFUND! I WILL FILE MY SECOND CLAIM THIS MONTH AND YET THE FIRST ONE HAS NOT BEEN RELEASED!
MY KIDS EDUCATIONAL PLAN ARE FULLY PAID! AND THEY CANNOT EVEN GUARANTEE ANY REFUND! WHEN THEY OFFERED US THIS PLAN… AGENTS WHERE.. UGGHHHH! THEY WOULD EVEN KISS YOUR ASS… NOW THAT WE NEED IT… THEY WOULD NOT EVEN GIVE US ANY ASSURANCE OF CLAIM!
REMIND YOU PEOPLE AT CAP MAKATI OFFICE! WHEN I FILED FOR THE FIRST CLAIM.. WINDOW WOMAN AT WINDOW 1 SAID I CAN CLAIM AFTER 3 MONTHS!I WENT TO CLAIM ON THE 4TH MONTH… TO MY DISGUST AND DISAPPOINTMENT THE CLAIM WINDOW SAID IT HAS NOT BEEN FILED! SO WHAT THE HECK WAS I WAITING FOR? FOR 4 MONTHS?
SO THEY SUGGESTED THAT I FILE ALL OVER AGAIN… NOW I HAVE TO WAIT IN LINE AGAIN! YOU HAVE SUCH POOR SYSTEM! YOU CAP BOARD MEMBERS/OFFICERS/ OR WHATEVER POSITIONS YOU HOLD… YOU OWE US PARENTS A MILLION EXPLANATIONS ON WHY THERE IS NO REFUNDS TO CLAIM… OTHERS HAVE STATED THAT THEIR CHILDREN HAVE GRADUATED FROM COLLEGE AND YOU HAVE NOT RELEASED ANY CHECK!
I HAVE FOLLOWED UP MANY TIMES FOR AN UPDATE OF MY CHECK(S) RELEASE! BUT ALL ANSWER I GET IS IT HAS NOT BEEN FILED!
ALL BIG TIME OFFICIALS/BOARD MEMBERS ARE TO BE BLAMED HERE…NOW PARENTS ARE HAVING A HARD TIME!
GIVE US BACK WHAT WE INVESTED IN AND GIVE US WHAT IS DUE TO US PARENTS!
EAsy lang poh,,,, d lang naman po ikaw ang nanga2ilangan…
marami tau e..
d naman lahat tau mabibigyan ng refund
agad2.
DEAR EHMZ…
I CAN NOT TAKE THIS ISSUE SITTING DOWN.. ALAM KO LAHAT TAYO NANGANGAILANGAN! BUT I HAVE 2 KIDS IN COLLEGE RIGHT NOW! SINO BANG DI MAPIPIKON SA KANILA…INAASAHAN KONG MAKATUTULONG ITA SA PAG-AARAL NG MGA ANAK KO! I GO THERE PERSONALLY AND THEY ARE NOT EVEN ACCOMMODATING! ALL THEY WANT ME TO DO IS FILE OVER AND OVER AGAIN! NOW TELL ME, MAY SYSTEMA BA SILA? I E-MAIL AND DON’T GET A SINGLE REPLY ON WHAT TO DO… I CALL TO FOLLOW UP AND THEY SAY IT HAS NOT BEEN FILED! THE CHECK REFUND WILL HELP ME A LOT SPECIALLY BECAUSE IT WILL COVER HALF THE TUITION FEES OF MY CHILDREN! I AM A SINGLE PARENT! I CAN NOT JUST SIT DOWN AND WAIT…
HONESTLY, A FORMER INSIDER FROM CAP HONESTLY TOLD ME THAT THERE IS REALLY NO MONEY AS OF NOW….NO WONDER SOME HAVE GRADUATED ALREADY AND HAVE NOT CLAIMED ANYTHING….
HONESTY LANG NAMAN SA KANILA NA SABIHIN NA WALA TALAGANG PERA… HINDI YUNG PAG NAG-FILE KA AT SASABIHIN PANG NAKANGITI NA MAKUKUHA MO AFTER 3 MONTHS… ANONG KLASE BANG SYSTEMA MAYROON SILA? MANLOKO NG MGA MAGULANG?!>?
pareho lang poh lagay naten… nasa 3rdyr college na po aq ngayon, at 1styear college kapatid q,,,
la na rn trabaho father q… pero kinakaya nlang ang lahat… cnu pwedi mahingian ng tulong dun, takbuhan nalang…. peace po.. hehehe un lang rn sana asahan namen… kanda letse2 ang buhay dahil dun… kaso la ngalang po magawa….:)
Dear Joel Trillana,
Thank you for the input, we sincerely appreciate and encourage the comments and suggestions from our subscribers.
The idea of putting up the names of the concerning government officials is actually good, although it will take some time to process it for legal reasons.
Again, thank you very much for the comment! HAPPY NEW YEAR!
Sincerely,
Maria Ann
Dear Lito,
Thank you so much for the comment!
With regards to your question, It would actually be best if you call the following number:
You can call the office at 8154960 and 7592153 ( look for mercy or andrea )
Thanks again, and Happy New Year to you! If you have any further questions please e-mail me!
Happy New Year!
Hi Dang Saputalo!
Good Day to you! First, I would want to say sorry for the situation you’re currently in.
As of now, CAP Philippines has been paying off their plan holders,according to a court mandate.
You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
Sincerely,
Maria Ann
Dear Ehmz,
Good day to you! Thank you for input!
I was able to take down the SFA numbers you’ve given and I will be forwarding it to the proper personnel.
We will be forwarding to you the response to your inquiries once we receive it.
You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
Sincerely,
Maria Ann
Thank you again, and happy new year!
Hi Debi,
Thank you for posting the question! Yes, it is possible to get a refund, with regards to what you will need in order to do this, it would be best for you to contact the office.
You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
Happy New Year to you!
Sincerely,
Maria Ann
We have filed for termination/refund of our son’s educational plans in July 10, 2009 and until now we have not seen any checks ready for us to collect.
Kindly advise status for the following Plans:
60-74-75-01-00054 (Planholder: Rodellen F. Cruz / Beneficiary: Robin Andre F. Cruz)
60-74-75-01-00055 (Planholder: Romeo S. Cruz / Beneficiary: Romelle Bonn F. Cruz)
I look forward to hearing from you soon.
Hi rodellen Cruz!
Got the info! I’ll be forwarding it to the proper personnel, and I will be informing you once I have any updates regarding this!
You can also call the office at 8154960 and 7592153 ( look for mercy or andrea )for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
Sincerely,
Maria Ann
NO CLAIM HAS BEEN FILED YET:
* Valiente, Aidan – 62-96-01-01-A00505
* Angeles, John Paul – 60-74-72-01-A05617
* Capistrano, Julius – 01-19-28-01-002021
TERMINATED PLANS – PROCESSED ALREADY, REPORTED TO TRUSTEE BANK, AWAITING FUNDING:
* Sia, Ansley – 60-76-07-01-A1694
* Lobramonte Jr., Crisanto – 77-74-51-01-H0258
* Carait Jr., William – 60-74-10-01-A1419
LUMP SUM PENSION AVAILMENT – CLAIM HAS BEEN PROCESSED, REPORTED TO TRUSTEE BANK, AWAITING FUNDING:
* Nabor, Rafael – 21-02-31-01-00208 – P100,000.00
* Bondoc, Rebecca – 57-74-38-01-A0665 – P100,000.00
* Barrion, Juanita – 57-82-14-01-00001 – P200,000.00
These are responses to the following SFA numbers!
Dear Mother Tita,
Thank you for the comment. I can really only imagine the situation you’re in right now. we are doing our best to reach out to everyone, and help out.
Let’s pray for the best for everyone, let’s hope that we all see the end of the tunnel this year.
Sincerely,
maria ann
hello gud day…
ate till now wala paren po news sa plan q….
tagal naman po eprocess un????
Dear ehmz,
Thank you for posting.
As of now this is the only update I have received from CAP Philippines, I also posted the number if you would like to contact them directly from the office.
Thank you for the patience but I will ask again with regards to your account.
Sincerely,
Maria Ann
hi, my auntie said she saw my name posted on the unclaimed cheque months ago, but when i check it again, it is no longer listed. how can i claim it if i dont have any cheque number.. tnx
Dear Renzie,
Thank you for posting your concern.
I would suggest that you check if you are looking at the right list coz they have seperated it into locations.
If it still not there, I will also be checking with the proper personnel and then I’ll get back to you as soon as I get a response.
You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
Sincerely,
Maria Ann
Dear Madam,
My daughter Gretchen Meneses, a CAP plan holder, has long been graduated in college.
It looks CAP has now been paying off their plan holders…that makes me happy to the bone.
My plan now is how to get the benefits long overdue to my daughter.
Your advice on this matter will be highly valued.
Thanking you and regards,
Alex Meneses
Gusto ko lang malaman sana kung kailan matatapos ang paghihintay ko para ma-refund ko ang aking 5units pension plan? Sana naman maintindihan ng mga kinauukulan ang pangangailangan ng mga ordinaryong tao tulad ko. 1996 ko sinimulang hulugan iyon tapos natapos ng 2001. naghintay muli ng 5 taon pero ngayon ay lumapas na at umabot ng 9 na taon sa haip na limang taon ang paghihintay. Sa tuwing pumupunta ako s CAP office dito sa Cebu City, walang malinaw na sagot.
Pakiusap lang po….. plan number 5-7-79-01A0079
Dear Sir?Madam
Nais ko lang po itanong kung may pag asa pa ba na may makuha kami REFUND sa CAP nina JOSEMAREE ISZA M. DELA CRUZ at ANDREA S. DELA CRUZ. Sana po ay maunawaan ninyo ang kalagayan namin.
Dear Mr. ALex Meneses,
Thank you for the post!
Let me see what I can do for you. Have you filed for a termination? I have the number of the office in here.
You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
If you decide to call or visit them, please ask for the name of the person assisting you. And please share with us your experience.
Thank you.
We will be looking forward to your post.
Sincerely,
Maria Ann
Dear Mr. ALex Meneses,
Thank you for the post!
Let me see what I can do for you. Have you filed for a termination? I have the number of the office in here.
You can actually call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
If you decide to call or visit them, please ask for the name of the person assisting you. And please share with us your experience.
Thank you.
We will be looking forward to your post.
Sincerely,
Maria Ann
Hi Teresita,
Salamat sa pagpopost mo dito sa thread. I will be talking to the proper personnel po and I will be informing you once I get an update.
Thank you again.
Sincerely,
Maria Ann
Dear ismael,
Salamat sa pagpopost. Regarding sa tanong mo, hindi ko alam kung may makikita sila na walng SFA number kung pwede sana isend mo yung SFA number.
You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
If you decide to call or visit them, please ask for the name of the person assisting you. And please share with us your experience.
Thank you.
We will be looking forward to your post.
Sincerely,
Maria Ann
gandang tanghali po kelan ko po ba makukuha ung pera kc kailangan na kailangan nmin tagal na nmin hinihintay 8 yr na po ala pa din hnd na nakapag aral ang anak ko maawa o kau sa amin..kinokontak nmin lagi wala ang sagot samin
Hi Ms. Quizzagan,
Maraming salamat po sa pag post, pasensya na po sa sitwasyon ngayon. Maari ko po bang makuha ang SFA number ninyo para po maforward ko sa CAP Philippines, tapos once may feedback po I’ll post right away.
Pasensya na po ulit, at salamat sa pagpost. Gob Bless.
SIncerely,
Maria Ann
Hi,
Galing kame sa CAP sa may Amorsolo branch, chineck namin if anu status ng finile nmin n pgclaim nung benefits… nov 2 2010 nung ngfile kami ng requirements, then khpon chineck nmin if nprocess na, naprocessed nmn n daw bngyan kme ng piece of paper n i think katunayan n nprocessed n xa then pinapunta kme sa window 4, ang ng assist is c Malou Sanchez daw ang name and I asked kung gnu ktgal kame maghihintay for the check ang sgot nya is years pa daw.. bkit nman gnon? npaka hope less ng sagot nya.. gnito b tlga ang process nyo, base sknya nsa 2005-2006 n ngfile ndi pa tpos paano pa kming 2010… wla b tlgang ibang way para dito.. Pingkatiwala kce nmen ung pera sa company ninyo pero ngaun ang maririnig nmen sagot “Years pa po ang aantayin nyo dahil wla pang pondo..” your reply is much appreciated thanks!
FYI Pension Plan po ung issue ko dito for my mother.
Hi,
Thank you for the information, I will make sure tha that this information will be used to make sure that the customer service of CAP Philippines improves.
I sincerely apologize on behalf of the company.
And rest assured that the company is doing its best to come up with the money to pay back its plan holders.
Thank you again.
Sincerely,
Maria Ann
I terminated my plan (SFA Acct. No. 80-00-01-01-H0229) last May 2005 and was told that I’ll only be receiving less than half of what I have actually paid. I was also told that I can receive my refund after 5 months from filing my claim but that didn’t happen.
I got a check in September 2009 (after more than 4 yrs) but only a partial payment of my claim. The nice lady releasing the checks told me that issuance for refunds/claims are done in installments. I have sent several emails (email ad provided with the list of checks for release on the CAP website) before and after the release of the 1st check but didn’t get a single reply.
I was hoping that CAP could at least give us updates on the status of our claims. How long do I have to wait for the next check(s)? I’ve already lost a lot considering the number of years that have passed since I filed a claim.
Hope I could get an answer and receive my claim real soon.
Thank you.
Hi,
Thank you for posting your inquiry. I sincerely apologize for the situation your in right now. I hope and pray that your refund no longer experiences further delay so that you and your family can move on to better things.
Regarding your question about status updates, they actually have a site where you can check the names of those people who have unclaimed checks sitting and just waiting for them to be picked up. Click on this link to be redirected to that update:
http://cap.com.ph/education/Approved%20RRP%20-%20Schedule.htm
Just click on the appropriate location and if you have a check waiting for you then your name should appear.
Hoping that your refund is settled soonest!
Maria Ann
hi…i terminated my account with CAP 2005 my cousins just got their check. i just want to know how could I retrieve my SFA No coz i think it maybe misplaced or lost already. can you help me. thanks a lot
Hi Ella,
thank you for the inquiry. I’ll be contacting the proper personnel on how you can get your SFA number.
Once I get the information on how to go get your SFA number I’ll get back to you right away.
You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
If you decide to call or visit them, please ask for the name of the person assisting you. And please share with us your experience.
Thank you.
We will be looking forward to your post.
Sincerely,
Maria Ann
Hi,
Ask ko lng kung paano kame pwede mag follow up ng checke para sa pension plan ng mother ko.. since sbe sa akin years pa daw ung aantyin and via mail daw ippdala ung notice n may cheke n… bka pwede ako humingi ng assistance kung paano kme mkkpag follow up na ndi n pupunta sa branch ng CAP.. malayo kce sa amin tgaa QC p kme… syang din s pamasahe.. Do you have any hot line n makaka accomodate ng follow ups? para ndi nmn kme ngaantay na parang wlang inaantay.. khit paano gusto nmin magkaroon ng pag asa n mkuha kung anu ung pnghirapan nmin byaran noon..i understand ung issue ng company but the point is kelangan din nmen ng assurance kht paano..thanks..
Hi Rachele,
Thank you for letting us know of your concern. You can actually call CAP Philippines at their office, ill post the number below or you can send through my e-mail and ill forward it to them.
You can e-mail me at maria_ann_11@yahoo.com
You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
If you decide to call or visit them, please ask for the name of the person assisting you. And please share with us your experience.
Thank you.
We will be looking forward to your post.
Sincerely,
Maria Ann
Hi Maria Ann,
I contacted the numbers that you have provided.. no one is answering the telephone just like what happen when andrea laroza gave me a contact no. for follow up of requirements. Is there any other way for us to follow up if we can get our checks/money for my mother’s pension plan. You know what madam, the money will surely help my mother’s condition. She’s been hospitalized twice and is now under maintenance of medicine and failed to get back to her doctors because we dont have enough money. I hope we could get something from you company. Even a monthy pension could help.Please help us get what is right for us. thanks.. =(
Hi Rachele,
Thank you ulit sa pag post ha? I can submit your SFA number for you that’s the thing tha I can do for you, naiinitindihan ko yung sitwasyon mo at tutuungan kita sa abot ng makakaya ko. Sorry for the situation your at right now, let’s pray na mapa bilis ng lahat ng pagbibigay.
Thank youulit and let’s continue to pray.
God Bless.
Sincerely,
Maria Ann
Hi miss maria ann,
thanks sna nga mtulungan nyo po tlga kmi mkuha ung pension… anyways paanu ko mllman ung SFA number. Thanks sa replies and sa willingness n mkatulong smin thanks! =)
Thank you for your response; at least we got a reply.
I am aware of the website coz that’s where I found out that a check is ready with my name on it. I was disappointed when I went to claim my check. I thought I was getting the whole amount of my claim but instead got a check for a partial payment.
Is there any way for me to know the real status of my claim? At what stage of the process it’s in; at least a voucher had been prepared? The amount isn’t that big but I’ve already lost a lot coz of the years that passed when I could have used the cash for something else. I could have earned interest if I kept it in the bank throughout those years (more than 5yrs).
Hope to get good news on my claim real soon.
Anyway, thanks again for the reply.
Best regards…
Hi Luisa,
Thank you for letting us know of your concern, as of know what I can do is to let them know of your concern. We will be letting you know once we hear from them.
Sincerely,
Maria Ann
Hi Luiza,
Thanks for the post again, as I have said, the thing I can do po is to forward your SFA umbers to the proper personnel in CAP Philippines and to wait a response from them, ill be letting you now pag naka receive po ako ng feedback tungkol sa account ninyo, naiinitindihan ko rin po sitwasyon nyo.
Thank you po ulit sa tuloy tuloy na pagtitiwala.
GOd Bless po.
Sincerely,
Maria Ann
You mentioned in one of your posts; “You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan”.
Just want to let you know that I’ve tried calling (several times) the CAP office numbers you mentioned but never got through. Is it still a working number?
Anyway, I hope you could help us get some answers re: the status of our claims.
Thanks and best regards…
Hi Maria Ann Good day!…just asking lang Ma’am kung may check ng available sa akin..heres my CFP Number –PC050040027 and my account no. is 2161680100265 under po yan ng Pention plan..heres my email add vr_lyn@yahoo.com…sa makati branch po kami ng file..hoping to hear from you soon..Godspeed…
i forgot to mention na visit ko n pala yung site nyo about unclaimed checks..unfortunately wala pa yung name ko don ang maturity date ng pention plan ko is 2005 pa…i hope i can get even just a bit of news from you..Thanks in advance…Godbless
Hi Verlyn,
Thank you for the post, I’ll be forwarding the information you have given me. I’ll let you know once I get a feedback from CAP Philippines.
Thank you po for your trust and let’s keep on praying.
God Bless.
Sincerely,
Maria Ann
Good day po, follow-up ko lang po kung may check na si LIEZEL M. INIGO nag-process po ako ng educational refund nya last august 20, 2010 under SFA Account Number 25-02-11-01-002858. I’m hoping for your immediate reply.
Hi Ms. Inigo,
Thank you for the post, I’ll be forwarding the information you have given me. I’ll let you know once I get a feedback from CAP Philippines.
Thank you po for your trust and let’s keep on praying.
God Bless.
Sincerely,
Maria Ann
good day po, foolow ko lng ung cap ko namely sheryl g. panopio nk graduate n ako last march 2010 pero hanggng ngayon wala png balita kung may check n ako? ano n nangyari? pkiupdate po ako asap pa email n lng po sa email add ng husband ko (raul_enriquez08@yahoo.com) pls. response asap……..tnx and god bless
Hi Mr. Enriquez
SIge po, I’ll ask them again, wala pa rin po kasing feedback akong natatanggap. But don’t worry po, I’ll be letting you know once i receive an update. I’ll e-mail you po.
Thank you for the trust.
God Bless.
Sincerely,
Maria Ann
gud day po,follow up ko lang po ung refund nung sa cap ko ang tagal na po nun hanggang ngayon wala pang update bout my cheque,,ano na po nangyari sabi nyo the last time na pumunta kmi jan hintay lang kmi ng 1 yur..3years na po lumipas la pa rn po ung cheque ko.
Hi Ms. Celine,
Good day!!!
Is it okay po to get further information? This way I can forward it to the proper personnel in CAP Philippines.
I’ll be waiting po for your response so I can act on this.
Sincerely,
Maria Ann
im frecilyn s.lenon po….2005 pa po aq nagsubmit nung mga papers para sa refund till now wala pa rn update….everytym na pumunta kmi dun lagi nalang cnsv after 3mos dw mare2lease na ung cheque….2011 na ngaun till now wala pa,,,,dami ng 3mos dumaan….employee po kayo ng cap madam?
Hi Celine,
Well, what I can say is I’m not paid to do what I am doing right now, I am here to help out as much as I can.
What I can say is that it really is taking time because first, it is court mandated who they pay back first, when and how much. Aside from that it really is hard for CAP Philippines because they still have to source out the money to pay back their plan holders.
If you want, you can forward me your SFA number and I will forward to CAP Philippines and once I get a feedback I will let you know right away.
Please extend your patience.
Sincerely,
Maria ANn
Beth
I too have pending refund. an what about our money back. I really need the cash. Is there anybody who can help us.
Hi Beth,
Have you applied for a refund, can you send your SFA number and we will see wha t we can do.
Sincerely,
Maria Ann
Hi Maria Ann,
Is CAP office still on Amorsolo corner Herrera Sts.? I have yet to file my claim My Daughter is now a 2nd year College Student. I would like to know the requirements in filing a claim? Could you please post the requirements here. Thank you in Advance
Martin
Hi Martin,
Thank you for posting. Yes, it is still the same address, and if Im not mistaken to file a claim, you need the certificate of full payment and 2 valid ID’s.
Sincerely,
Maria ANn
Thanks Maria Ann, what documents from the school do we need to bring?
TO ANYONE WHO RECOGNIZE THE FOLLOWING PFA AND SFA NUMBERS:PLEASE LET ME KNOW IF YOU HAVE ANY OTHER QUESTION =)
– PFA 5-7-79-01A0079 NOT FOUND, PLEASE VERIFY PFA. NO.
– PFA 21-98-06-01-A0135 MATURED, NO AVAILMENT AS OF TODAY
– SFA 72-06-BK-00A00126 NOT YET MATURED
– SFA 60-74-82-01-A0704 TERMINATED W/ TREASURY FOR PAYMENT
– SFA 60-74-82-01-A0706 TERMINATED NO AVAILMENT AS OF TODAY
– SFA 60-74-91-01-A04450 TERMINATED W/ TREASURY FOR PAYMENT
– SFA 77-74-72-01-A1230 TERMINATED W/ TREASURY FOR PAYMENT
SINCERELY,
MARIA ANN
Hi,
Paano ko mllman ung PFA and SFA no, nung pension plan ng mother ko? thanks
Hi Maria Ann,
Ngaun lng ulit ako ng-try magcheck for any updates about CAP. Ung sa sister ko kc ndi na nya nagamit ung CAP for her 3rd and 4th year. That was already 3 years ago. Can you help us with this? Eto pala ung info:
SFA 25-02-30-05-000029
Thanks,
Noreen
Hi Noreen,
Slamat sa pagpost, I have na your SFA number, ifoforward ko na lang sa head office tapos hintayoin natin yung sagot nila, pag sumagot sila, I’ll post it here right away so you know.
Thanks!
Sincerely,
Maria Ann
gudeve.po ask ko lang po kung makukuha ko pa yung educatinal plan full payment ko kasi nabayaran ko na po lahat at ano po ba mga kailangan para i claim ito? ito po pla ung SFA Account No. ko 60-62-20-01-A00767 salamat po more power hope po masagot niyo mga katanungan ko.
hello Divina!
Thank you for posting.
OPO! Makukuha nyo pa po yung binayad nyo sa CAP Philippines, as of now po mukhang matatagalan sapagkat dumadaan pa sa korte kung sino ang babayaran at kung magkano plus the fact na sinosource pa nila yung funds pero YES po, CAP PHILIPPINES is paying back their plan holders. All you have to do, is go to the nearest CAP Philippines office and file a claim. Bring your Certificate of full payment,( I advise it to be photocopied) and also two valid id’s.
Hope i answered your questions!
Sincerely,
Maria Ann
agabionza_62
gud day po ask ko lng po kung ano ang mga requirements to claim educational plan fully paid n po ito.
Hi Arcadio,
Thank you po sa pagpost, Actually with regards to that, I’m not quite sure myself, but as far as I know, you will need your Certificate of full payment,(ipa xerox copy nyo na po to be sure), at dalawang valid ID’s.
If you are to claim, paki post po sa amin kung kamusta yung experience nyo. share nyo po sa amin s thaqt we know, pakitanong rin po ng name ng mag aassist sa inyo para po of incase na hindi maganda yung experience natin maipaabot natin sa mga nasa itaas.
Salamat po.
Sincerely,
Maria Ann
gud day po!tanong ko lang po. matagal na ako nakakuha ng checke 2007 pa tapos di na naulit uli,paano po yung nakaraang mga taon makukuha ko pa ba yun
Hello Reynaldo,
Salamat sa pag post ng concern mo, Una sa lahat gusto ko humingi ng pasensya kasi alam ko kung ano ang pinag dadaanan mo.
Sa ngayon, kagaya ng palaging kong sinasabi walang definite time na maipapangako ang CAP Philippienes sapagkat dumadaan pa sial sa mahabang proseso ng pag fifile rin sa korte bago maka abot sa inyo ang pera.
Ang korte kasi ang nag dedesisyon kunh sino ang mabibigyan ng tseke at kung magkano at kelan ito ibibigay, hayaan nyo po at kung sakali pwede ko i follow up yung inquiries nyo pa gmay SFA number kayo.
Salamat po.
Sincerely,
Maria Ann
how come yun iba may nakukuhang check? kami kahit isa wala.pano ba magfile ng claim jan?
Hi Mr. Herrera,
Thank you for the message and sorry that it took me a long time to answer, I got sick and had to undergo medication.
With regards to your question, yes, I’m glad to inform you that this is something that you still can claim. Have you spoken with anyone in the office lately?
Please let me know.
SIncerely,
Maria Ann
Hi to all: my son’s cap is already fully paid since 2000 pa and It is due to use that next year.
My questions are:
Is CAP will still pay his tuition fees for the his college course as stated on the original plan?
Am i going to pay it first and reimburse later?
Appreciate your comment regarding my queries and please advise some options.
Hi Doc Owen,
The best thing to do is go to the main office in Makati, you can file for reimbursement. Just bring your ID, birth cert of the your son and id picture if im not mistaken.
THank you.
Sincerely,
Maria ANn
sir/ma’am:
good day po, i just want to ask po kung kelan ulit ako makakatangap ng check ko? natangap ko po ang 1st check ko last 2009 pa.until now wala na. then ang promise nila sa amin is yearly they will pay us po. pero hindi naman nangyari yun. hindi ko na nga nagmit for my education ang CAP ko tapos pati yung ipaparefund namin delay pa din….
hi anong finile mo para makakuha ng check? wala kasi kami nakukuha kahit isa..gusto ko lang malaman ang first step para makaclaim naman.thank you!
Hi Opteemists,
THe first thing to do is to file a claim po. Go to the head office in Makati. Afterwards I can help you na po ask them kung meron na yung na file nyo through the internet na lang.
Sincerely,
Maria Ann
Hi Jossel,
Thank you for the information, Yes we can actually talk to them about your situation. Im just wondering if you have visited them recently?
SIncerely,
Maria Ann
Good eve po ask q lng po sana kung maki-claim pa ng mga anak ko ung sa Cap nila kc ds coming school year mgka-college na ung isa ko.Ask ko po kung may makukuha pa ko sa cap dahil sayang din naman ung naibayad ko.Dalawang anak ko ang may Cap pero ung panganay ko pa lng ang mag-kokolohiyo.Eto po ung SFA # 62-74-77-01-A00527 at 62-74-77-01-A 00528.Fully paid n eto last July 27,2004.
Hi Blueflower3325,
Thank you for the message, I am able to get the information that you have provided me pero nakapag file na po ba kayo ng claim? Let me know po. I’ll be more than happy to help you out.
Sincerely,
Maria Ann
Hindi pa eh so anu ang mga kelangan pra mkapag-file ng claim?
gud day po ask ko lng po kung maki2 claim p nmin ung sa cap ng anak ko fully paid na po sya at hindi nman po nagamit ung plan nya nme po ay zyrine nicanor jawil with SFA account number 60-74-23-01-A01488
Hi Ms.Jawil,
Opo, makukuha nyo pa po itong sa anak nyo, may katagalan nga lang po pero makukuha pa rin ito, pwede ko po itong i check pra sa inyo pero nakapag file na po ba kayo ng claim?
Hi, CAP pension po yung akin fully paid na at mag mature na ang plan in ten years. Ano po ba ang dapat kong gawin sa ngayon tungkol dito. Sa educ lang po kasi ako may nababalitaan. Wala na po ako sa Pilipinas.
Thanks po.
Linda F.
Hi Ms. Linda,
Thank you po for the question, you can actually get somebody to file a claim for you. But let me make sure and I’ll get back to you po for this one.
Sincerely,
Maria Ann
Hi Ms. Linda,
Thank you po for the question, you can actually get somebody to file a claim for you. But let me make sure and I’ll get back to you po for this one.
Sincerely,
Maria Ann
i’ve filed with cap sn fernando pampanga 2 years ago for the default of 1 of my plans. heven’t heard from them since.
Hi b1boy,
Can I have your SFA number, I can check it with them. =)
Sincerely,
Maria Ann
Hi b1boy,
Can I have your SFA number, I can check it with them. =)
Sincerely,
Maria Ann
I had paid my daugther educational plan last april 2000.as i know CAP was closed.Did they refund it to the people?please help with my concern.
Hi Helen Totoy,
Thank you for the message, I am happy to inform you that CAP is not closed and yes it is paying it back it’s plan holders, you may file for a claim for your daughters educ. plan.
Sincerely,
Maria Ann
Hi Helen Totoy,
Thank you for the message, I am happy to inform you that CAP is not closed and yes it is paying it back it’s plan holders, you may file for a claim for your daughters educ. plan.
Sincerely,
Maria Ann
pano po yung account na natapos pong bayaran bago mag-1996..
hanggang ngayon wala pa din kasi kami natatanggap kahit magkano.
paano po ba malalaman yung SFA account through names?
Lamberto Gutierrez Azares po yung account name..
Hi Ambet,
Im not sure if we can find your SFA number through name but I know you should be able to find that through your certificate of full payment.
Sincerely,
Maria Ann
Good day. Ako po si Edgardo E. dela Paz,Itatanong ko lang kung kaylan ako makakaclaim uli ng check for my daughter’s education plan? Graduate na po sya last march, nakapagclaim po ako last 2009 pa. Pwede po bang malaman kung kaylan? Kapos na po kami sa budget.Marami pa po kaming bayarin.
Hi Mr. Dela Paz,
Pasensya na po kayo kung ganun. We can actually check yung account nyo if you can give me your SFA number.
SIncerely,
Maria Ann
good day, fully paid na po yung educational plan at pension plan namin ng anak ko, nung nagka problema ang cap tinerminate ko yung contract para erefund nalng yung share ko, pero hanganh ngayon wala parin akong balita kung ano na ang sitwastyon nung request ko. iniisip ko kung i cancel ko yung termination na ginawa ko before, ituloy ko nalang yung contract para magamit ng anak ko yung educational plan kapag nasa college na sya. wala po ako sa pinas.
Hi Willy,
Im not sure how to help you, can you send me your child’s SFA number?
Sincerely,
Maria Ann
good day,I terminated my son educational cap plan since Feb.16 2005.but till now wala kaming natanggap na refund,SEAN ANDRIE TABHAN po ang name nang anak ko from roxas city.thank you,god bless….
Hi vcenta,
Can I have your SFA number? Tapos I’ll have it checked sa head office kung ano ng nangyari.
Sincerely,
Maria Ann
Hi Vcenta,
I would also request to know the SFA number of your son and if you already filed for a claim.
Sincerely,
Maria Ann
good day… graduate na ako last 2003, ask ko lang if meron pa kaming ma claim sa cap pension, 4 kami nagkaroon ng college assurance plan at ako ang last nag graduate sa amin from different schools. Ngaun ko lng nalaman na bumalik na pala ang cap pension ninyo, kaya nag email ako if meron pa ba kami ma clain sa inyo at anu yong mga reqiorements tungkol d2…thanks and may God Blees you All and may you continue your company…
Thank you sir for the good wish. I need to know certain things though, like have you filed for a claim? Filing a claim would be the first step to take in order to get your claim.
Hope to hear from you soon. =)
Sincerely,
Maria Ann
pafollow up naman po pls. SFA account# 60-82-21-01-00116
fully paid napo. really need to verify. Thanks in advanced..
Hi!
Ok po, pero kelangan ko rin po ng name para ma verify!
Thanks po!
Sincerely,
Maria Ann
pafollow up naman po pls. SFA account# 60-82-21-01-00116
fully paid napo. really need to verify. Thanks in advanced..
Is there anyone can give an update regarding CAP Pension Plan? As of now, no any news from CAP.
Hi!
What about CAP Pension po, nakapag file na po ba kayo ng claim?
Ms. Maria Ann, pki verify namn sa plan ng anak ko f magagamit pb nya ang plan nya pagdating ng college nya. ksi may 4 na bwan na hndi ko nabyaran dahil sa nangyari sa cap itinigil q ang pagbyad. gusto ko lng mlamn f active pb ito, at kung ano dpat kong gawin. ito ang SFA AACT.NO. 78-67-87-01-H0491. Justine Earl Macalos Maglupay po ang name ng Nominee. thanks….
Hi!
Ok, I will be letting you know po regarding this account once I hear from the head office.
Sincerely,
Maria Ann
why are the contact numbers that they stated in their contacts section isn’t functioning?! Since I am not able to connect in any of the numbers that they posted in their website. I really need to contact them regarding my college education plan!!! Anybody there who has updates about cap -if they are still sustaining planholders’ education fees?
Hi,
Yes CAP is paying back its planholders, they never closed, so you can go to the nearest CAP office and file a claim.
Thank you.
Sincerely,
Maria Ann
Good Day, verufy ko lang po kung magagamit po ng anak ko yung kanyang eduction at help plan???eto po yung SFA ACCT. NO. 77-75-34-01-H0020.DIANNE CAMERO ang name ng nominee.Thanks….
Hi,
I will have it checked po from the head office. =)
Thanks!
Sincerely,
Maria Ann
I am the attorney -in-fact of my sister who is working abroad..i have been transacting the educational plan of my niece since last year. I am very disappointed with the cap services .. until now, we haven`t receive a single centavo from this very poor and lousy office…the staff are always telling me to come back the next month only to be told that the money is not yet released from their main office in manila…they always tell me to come back the next month after…
i am working and it is difficult for me to cut time just to visit their office for follow ups..so i ask their contact number.. a woman employee gave me their contact number which when i tried to contact nobody answered..
now, my niece is going to be second year in college….for God sake CAP please release the money that my sister have been working hard for…sweat and blood..just to pay the contribution…
HI,
Thank you for the post. On behalf of CAP, I am so sorry that your sister had to go through this ordeal.
You can actually file already for a claim.
Sincerely,
Maria Ann
complaint which will take for a decade?stupid answer lady!!!
Good Pm. Follow up ko lang po kung ano na ngyari sa claims na filed namin since 2005 pa .VALMONTE NELIA re: Chrisnedel, Chrisha and Chrissien surrender cash value po ang file ko
Hi,
Thank you for the message, can I know po the SFA numbers of the account na i fofollow up natin?
Sincerely,
Maria Ann
pwede po bang mlaman ung email address ng cap ? If lam nyo pkipost nman po thnks
Hi!
You can actually go to http://www.cap.com.ph and click on teh contact us, it will open another page, then click on the e-mail us button.
Thanks!
Sincerely,
Maria Ann
graduating na sa high school ang aking anak, tanong ko lang po kung magagamit pa niya ang kanyang cap sa pag-college niya. alam o kasi na palpak pala ang cap at ang pinaghirapan ng marami ay napunta sa wala.
Hi Andres!
Salamat sa pag vo voice out mo ng opinyon mo. Maari nyo po ma claim ang inyong pera sir. With regards to CAP na pagiging palpak heto po http://captruth.webs.com/hanapinangkatotohanan.htm pakibasa po ang web site na yan, narito po ang CAP hindi nag sara upang tayo po ay bayaran at maibalik ang ating perang pinaghirapan.
Salamat po ulit.
Sincerely,
Maria Ann
sana makonsensiya ang mga iresponsableng opisyales ng cap sa mga kinurakot nilang pera na para sa mga batang mag-aaral ng college. dahil sa walang kahiyaan niyo maraming bata ang di makapagpatuloy ng pag-aaral. sana napakinabangan niyong mabuti ang pera ng iba.
Kung ikaw ay taga rito sa Pilipinas,malamang ay narining mo na ang tungkol sa pagbagsak ng pre-need industry na kasama ang pangarap ng libu-libong mga estudyante at magulang na makatapos ng kolehiyo. Ayon sa mga haka-hakang nagmula sa kawalan ay na bankarote o na Scam raw ang mga ito depende kung aling Pre-need company ang pinag uusapan. At dahil sa karamihan sa mga pamilyang Pilipino ay naka depende sa Pre-need upang mapag tapos ang kanilang mga anak, takot ang bumalot sa mga tao nang lumabas ang mga bali-balita sa media.Ang pinaka apektado sa mga kompanyang sangkot sa isyung ito ay ang CAP Philippines (College Assurance Philippines). Sila ang may pinaka-mataas na bilang ng mga plan holders sa lahat. Nabugbog ang CAP Philippines nang ilang mga pulitiko na mula sa kawalan ay bigla na lamang lumabas mula rito, ang nagsabing “BANKAROTE ANG CAP PHILIPPINES!”. Kinwestyon nila kung ano at saan ginagamit ng CAP Philippines ang trust fund nila sabay pina-freeze nila ang account ng CAP Philippines sa SEC (Security and Exchange Commission).Natural ay nagalit ang mga planholders ng kompanya, kinansela nila ang kanilang mga subscription at nagsimula silang maningil sa CAP Philippines. Isa ito sa nagpalala ng problema ng CAP Philippines, dahil sa pangyayaring ito ay nasira ang reputasyon ng kompanya sa masa, na sya ring naging dahilan upang mahirapan ang kompanya na kumita at paikutin ang kanilang puhunan.Sa kagustuhan ng mga pulitikong ito at ng SEC na mapatunayang bankarote ang CAP Philippines ay gumamit sila ng isang paraan ng pagkalkula, ito ang Actuarial Reserve Liability or ARL na ayon sa SEC ay ang paraan upang makalkula ang estadong pang-pinansyal ng CAP Philippines. Ayon sa kalkulasyong gamit ang ARL, ang CAP Philippines ay LUGI ng bilyones. Gamit ang kalkulasyong ito, patuloy pang inatake ng SEC ang kompanya. Gamit ang resultang ito ay pinapaniwala nila ang mga plan holders na lugi ang CAP Philippines at sila ay dapat ng tumigil magbayad.ANG TANONG: Dapat ba ang paggamit ng ARL sa mga pre-need na kumpanya? Kung hindi kaya ginamit ang ARL sa CAP Philippines, masasabi pa kaya nila na lugi ang CAP Philippines?Nang sinubukang kwestyunin ng CAP Philippines ang SEC tungkol sa ARL ay sinubukan kong hanapin ang ibig sabihin ng ARL at kung papaano ito ginagamit. Nahanap ko ito ngunit ganun na lang ang aking pagka-dismaya nang malaman kong ito pala ay isang paraan ng pagkalkula na halos hindi na maintindihan, ngunit pinilit kong basahin at paulit-ulit kong pinag-aralan hanggang sa maintindihan ko ito. Noon ko nalaman na mali ito, hindi ito ang tamang paraan sa pagkalkula kung pre-need ang pag-uusapan!Susubukan kong ipaliwanag ang ARL sa pinaka-simpleng paraang kaya ko, ito ay ang pag-kalkula ng pananagutan ng isang kumpanya, kadalasang ginagamit ito sa mga insurance company. Importante ang ARL sa mga insurance company sapagkat ang ating tinatawag na “insurance policy” ay walang katiyakan kung kailan mag-mamature, kaya maaring kunin ang buong halaga ng pera na naibigay anu mang oras gustuhin ng may-ari ng plan holder at dapat maibigay ito kaagad ng kompanya.Heto ang isang halimbawa: kung si Juan ay bumili ng life insurance galing sa Alpha Company na nagkakahalaga ng P2,000,000.00 milyong piso sa pamamagitan ng pagbabayad ng unang installment ng P400 sa Enero 1, at pagkatapos ay namatay siya nang Enero 2 ng walang binabayarang higit pa sa P400, ang insurance company ay dapat magbayad sa mga benepisyaryo ni Juan ng buong P2,000,000 milyong piso kahit na si Juan ay nagbayad lamang ng P400 piso lang.Ang ARL ang nagsisiguro na ang mga insurance companies ay palaging may pera para kalian matugunan ang pangako nila sa kanilang mga kliyente, at ang ARL ang karapat-dapat na gamitin sa mga oras at insurance company.Ngunit sa kaso ng mga pre-need company, mayroong maliwanag at siguradong petsa sa kung kailan mag-lalapse o magmamature ang plan ng mga planholders.Sa madaling salita, kung si Juan ay may pre-need educational plan para sa kanyang anak mula sa Country Company na nagkakahalaga ng P2,000,000 sa pamamagitan ng pagbabayad nya ng P400 sa Enero 1, hindi maaring ang Country Company ay magbayad kaagad. Depende sa kung ano ang edad ng anak ni Juan noong una syang nagbayad ng installment, mayroong agwat mula nang sa unang pagbabayad ni Juan hanggang sa maging high school at maging kolehiyo ito. Kahit pa mamatay ang anak ni Juan ang kanyang pre-need educational plan ay maari pa ring isalin.Sa madaling salita, walang posibilidad na ang pre-need companies ay maging liable kaagad matapos magbayad ang mga kliyente nila ng unang installment. Kung ganito ang sitwasyon, bakit ARL ang ginamit sa CAP? Walang basehan ang pag pwersa sa mga kumpanya magkaroon ng pananagutan kaagad kung wala naman talaga silang pananagutan pa.Nasira ba ang isang buong industriya nang dahil lamang sa pagkakamaling ito? Ang pangarap ba ng libo o maaaring milyong tao, mga Pilipinong nangangarap makatapos ng pag-aaral, sinira ng ilang indibiduwal sa gobyerno at ng SEC ng bigla nilang pinilit gamitin ang maling paraang ito?
Nanlulumo akong isipin ang posibilidad na ito. Gayunpaman, talaga namang mayroong ibang mga kumpanya na SCAM lamang talaga, sa palagay ko ang pagiging bukas ng CAP Philippines ay isang ebidensya na hindi tayo scam; kahit pa nga ba hirap silang makapag bayad sa tao.Gayunpaman,binisita ko ang website ng CAP, at napansin kong sila ay sumusubok pa rin namang magbayad. Maari kayong pumunta dito sa website na ito http://www.cap.com.ph/ tapos ay i-click nyo ang education, mayroong listahan na naglalaman ng pangalan ng mga taong mayroong hindi pa nakukuhang cheque mula sa iba’t ibang parte ng bansa.Sapalagay ko ay panahon na upang ating malaman at maintindihan na ang CAP ay isa sa mga pinaka-naapektuhan, isa ito sa mga biktima sa pangyayaring ito, dahilan sa pagiging pabaya ng ilang mga pulitiko at opisyal ng gobyerno. Ang mga pulitikong ito ang dapat magbayad sa mga taong ito na nawalan ng pag asang makapag tapos ng kolehiyo, sila ang dahilan kung bakit nagkaroon ng mga teorya ang tao na mali ukol sa CAP.At sapalagay ko ay dapat ng maintindihan ng tao na bukas pa rin ang CAP Philippines para sa mga tao na naapektuhan ng biglaang implimentasyon ng ARL. Dapat na malaman ng tao na mas madali para sa CAP Philippinesang magdeklarang bankrupt at iwanang walang-wala ang kanilang mga planholders, ito na marahil ang pinaka madali kung ang iniisip nila ay ang kanilang sarili lamang. Ang kanilang pinto ay nananatiling bukas sa kabila ng mga batikos sa kanila ng mga tao na sinusubukan nilang tulungan.Dapat ay atin silang pasalamatan sa pagpupumilit nilang magbukas at magsilbi sa mga tao at sa pag-pupumilit na maipaalam sa atin ang katotohanan.Isipin nyo po ulit mga binitiwang salita nyo.
calling all officers of cap, grabe kayo pera na namin yung kinukuha namin pero pahirapan pa rin. sana naman matakot kayo sa batas ng panginoon sa mga pinaggagagawa nyo. sobrang kapal ng mga mukha nyo naturingan mga edukado at mayayaman kayo pati pera ng mga mahihirap at pinag intresan nyo pa rin nasaan ang kaluluwa nyo???
Kung ikaw ay taga rito sa Pilipinas,malamang ay narining mo na ang tungkol sa pagbagsak ng pre-need industry na kasama ang pangarap ng libu-libong mga estudyante at magulang na makatapos ng kolehiyo. Ayon sa mga haka-hakang nagmula sa kawalan ay na bankarote o na Scam raw ang mga ito depende kung aling Pre-need company ang pinag uusapan. At dahil sa karamihan sa mga pamilyang Pilipino ay naka depende sa Pre-need upang mapag tapos ang kanilang mga anak, takot ang bumalot sa mga tao nang lumabas ang mga bali-balita sa media.Ang pinaka apektado sa mga kompanyang sangkot sa isyung ito ay ang CAP Philippines (College Assurance Philippines). Sila ang may pinaka-mataas na bilang ng mga plan holders sa lahat. Nabugbog ang CAP Philippines nang ilang mga pulitiko na mula sa kawalan ay bigla na lamang lumabas mula rito, ang nagsabing “BANKAROTE ANG CAP PHILIPPINES!”. Kinwestyon nila kung ano at saan ginagamit ng CAP Philippines ang trust fund nila sabay pina-freeze nila ang account ng CAP Philippines sa SEC (Security and Exchange Commission).Natural ay nagalit ang mga planholders ng kompanya, kinansela nila ang kanilang mga subscription at nagsimula silang maningil sa CAP Philippines. Isa ito sa nagpalala ng problema ng CAP Philippines, dahil sa pangyayaring ito ay nasira ang reputasyon ng kompanya sa masa, na sya ring naging dahilan upang mahirapan ang kompanya na kumita at paikutin ang kanilang puhunan.Sa kagustuhan ng mga pulitikong ito at ng SEC na mapatunayang bankarote ang CAP Philippines ay gumamit sila ng isang paraan ng pagkalkula, ito ang Actuarial Reserve Liability or ARL na ayon sa SEC ay ang paraan upang makalkula ang estadong pang-pinansyal ng CAP Philippines. Ayon sa kalkulasyong gamit ang ARL, ang CAP Philippines ay LUGI ng bilyones. Gamit ang kalkulasyong ito, patuloy pang inatake ng SEC ang kompanya. Gamit ang resultang ito ay pinapaniwala nila ang mga plan holders na lugi ang CAP Philippines at sila ay dapat ng tumigil magbayad.ANG TANONG: Dapat ba ang paggamit ng ARL sa mga pre-need na kumpanya? Kung hindi kaya ginamit ang ARL sa CAP Philippines, masasabi pa kaya nila na lugi ang CAP Philippines?Nang sinubukang kwestyunin ng CAP Philippines ang SEC tungkol sa ARL ay sinubukan kong hanapin ang ibig sabihin ng ARL at kung papaano ito ginagamit. Nahanap ko ito ngunit ganun na lang ang aking pagka-dismaya nang malaman kong ito pala ay isang paraan ng pagkalkula na halos hindi na maintindihan, ngunit pinilit kong basahin at paulit-ulit kong pinag-aralan hanggang sa maintindihan ko ito. Noon ko nalaman na mali ito, hindi ito ang tamang paraan sa pagkalkula kung pre-need ang pag-uusapan!Susubukan kong ipaliwanag ang ARL sa pinaka-simpleng paraang kaya ko, ito ay ang pag-kalkula ng pananagutan ng isang kumpanya, kadalasang ginagamit ito sa mga insurance company. Importante ang ARL sa mga insurance company sapagkat ang ating tinatawag na “insurance policy” ay walang katiyakan kung kailan mag-mamature, kaya maaring kunin ang buong halaga ng pera na naibigay anu mang oras gustuhin ng may-ari ng plan holder at dapat maibigay ito kaagad ng kompanya.Heto ang isang halimbawa: kung si Juan ay bumili ng life insurance galing sa Alpha Company na nagkakahalaga ng P2,000,000.00 milyong piso sa pamamagitan ng pagbabayad ng unang installment ng P400 sa Enero 1, at pagkatapos ay namatay siya nang Enero 2 ng walang binabayarang higit pa sa P400, ang insurance company ay dapat magbayad sa mga benepisyaryo ni Juan ng buong P2,000,000 milyong piso kahit na si Juan ay nagbayad lamang ng P400 piso lang.Ang ARL ang nagsisiguro na ang mga insurance companies ay palaging may pera para kalian matugunan ang pangako nila sa kanilang mga kliyente, at ang ARL ang karapat-dapat na gamitin sa mga oras at insurance company.Ngunit sa kaso ng mga pre-need company, mayroong maliwanag at siguradong petsa sa kung kailan mag-lalapse o magmamature ang plan ng mga planholders.Sa madaling salita, kung si Juan ay may pre-need educational plan para sa kanyang anak mula sa Country Company na nagkakahalaga ng P2,000,000 sa pamamagitan ng pagbabayad nya ng P400 sa Enero 1, hindi maaring ang Country Company ay magbayad kaagad. Depende sa kung ano ang edad ng anak ni Juan noong una syang nagbayad ng installment, mayroong agwat mula nang sa unang pagbabayad ni Juan hanggang sa maging high school at maging kolehiyo ito. Kahit pa mamatay ang anak ni Juan ang kanyang pre-need educational plan ay maari pa ring isalin.Sa madaling salita, walang posibilidad na ang pre-need companies ay maging liable kaagad matapos magbayad ang mga kliyente nila ng unang installment. Kung ganito ang sitwasyon, bakit ARL ang ginamit sa CAP? Walang basehan ang pag pwersa sa mga kumpanya magkaroon ng pananagutan kaagad kung wala naman talaga silang pananagutan pa.Nasira ba ang isang buong industriya nang dahil lamang sa pagkakamaling ito? Ang pangarap ba ng libo o maaaring milyong tao, mga Pilipinong nangangarap makatapos ng pag-aaral, sinira ng ilang indibiduwal sa gobyerno at ng SEC ng bigla nilang pinilit gamitin ang maling paraang ito?
Nanlulumo akong isipin ang posibilidad na ito. Gayunpaman, talaga namang mayroong ibang mga kumpanya na SCAM lamang talaga, sa palagay ko ang pagiging bukas ng CAP Philippines ay isang ebidensya na hindi tayo scam; kahit pa nga ba hirap silang makapag bayad sa tao.Gayunpaman,binisita ko ang website ng CAP, at napansin kong sila ay sumusubok pa rin namang magbayad. Maari kayong pumunta dito sa website na ito http://www.cap.com.ph/ tapos ay i-click nyo ang education, mayroong listahan na naglalaman ng pangalan ng mga taong mayroong hindi pa nakukuhang cheque mula sa iba’t ibang parte ng bansa.Sapalagay ko ay panahon na upang ating malaman at maintindihan na ang CAP ay isa sa mga pinaka-naapektuhan, isa ito sa mga biktima sa pangyayaring ito, dahilan sa pagiging pabaya ng ilang mga pulitiko at opisyal ng gobyerno. Ang mga pulitikong ito ang dapat magbayad sa mga taong ito na nawalan ng pag asang makapag tapos ng kolehiyo, sila ang dahilan kung bakit nagkaroon ng mga teorya ang tao na mali ukol sa CAP.At sapalagay ko ay dapat ng maintindihan ng tao na bukas pa rin ang CAP Philippines para sa mga tao na naapektuhan ng biglaang implimentasyon ng ARL. Dapat na malaman ng tao na mas madali para sa CAP Philippinesang magdeklarang bankrupt at iwanang walang-wala ang kanilang mga planholders, ito na marahil ang pinaka madali kung ang iniisip nila ay ang kanilang sarili lamang. Ang kanilang pinto ay nananatiling bukas sa kabila ng mga batikos sa kanila ng mga tao na sinusubukan nilang tulungan.Dapat ay atin silang pasalamatan sa pagpupumilit nilang magbukas at magsilbi sa mga tao at sa pag-pupumilit na maipaalam sa atin ang katotohanan.
pwede ko po bng mkuha ung website ng cap, ung names po sna ng mga unreleased check ng 2011..pkipost nman po..
Hi!
Here po is the website http://www.cap.com.ph or http://www.capcow.com, I’ll try to tell them to post it na po.
Sincerely,
Maria Ann
follow up ko lng po sna ung name ni ROSELYN BANGACHON, kung nsa list po xa ng unreleased check ng CAP 2011..
tulong naman po!! gagraduate naq wala padng refund…mayaman na aq sa utang dahil s acap..
i’ve submitted the requirements for my son’s HELP PLUS policy last august 18, 2010. It’s almost a year but until now i’ve not claimed the check which CAP promised to give after a month or so. been trying to see the list of unclaimed checks and it is not there yet. i’ve noticed that that list is not moving, just wondering if CAP do update their list. been also trying to call their contact nos. but nobody answers the phone. CAP, pls tell us the real score, are we waiting for nothing?
Hi Ms.Encarnacion,
Thank you for the message, I already sent them an e-mail and let us wait for them to give us feedback.
Thank you for voicing out your concern and please rest assured that we are working on it.
Sincerely,
Maria Ann
good afternoon po.. ung sa friend q po kc,, 300,000 ung nainvest ng lola nia matagal na po un,, pinaterminate n po nila.. 5k pa lang nakukula nila since then,, could you help us updating them? kc everytym na pumupunta kame dun AFTER 3 months lage nila cnasabe.. sa Makati pa kame ang lau lau nun tapos un lang sasabihin samen.. tatarayan ka pa.. WEIRD..
Hello Ms. Maria Ann,
It’s been 4 weeks since you have expressed your concern about my account which I’ve filed on August 18, 2010. What happened now? I need to be updated on this. CAP promised that I can claim the check after a month or so. It’s already more than a year now. You are responsible to your clients. You have so many fixed assets to liquidate and pay your clients, why is it taking you so long? Remember that those are hard earned money that we entrusted to your company. We need them now, my children are incurring a lot of expenses in their studies. Are your promises and our contracts good for NOTHING? You have to act NOW, otherwise, we will resort to bringing up the matter again to Pres. Noynoy Aquino.
I invested with CAP for my 3 kids’ college plans at 0-age. Now, my eldest is about to enter college. I’m just one of the thosands of parents who suffer the same fate, more or less. CAP officials / owners, what are your plans for us who trusted you before? Aren’t you afraid of eternal condemnation?
Kung ikaw ay taga rito sa Pilipinas,malamang ay narining mo na ang tungkol sa pagbagsak ng pre-need industry na kasama ang pangarap ng libu-libong mga estudyante at magulang na makatapos ng kolehiyo. Ayon sa mga haka-hakang nagmula sa kawalan ay na bankarote o na Scam raw ang mga ito depende kung aling Pre-need company ang pinag uusapan. At dahil sa karamihan sa mga pamilyang Pilipino ay naka depende sa Pre-need upang mapag tapos ang kanilang mga anak, takot ang bumalot sa mga tao nang lumabas ang mga bali-balita sa media.
Ang pinaka apektado sa mga kompanyang sangkot sa isyung ito ay ang CAP Philippines (College Assurance Philippines). Sila ang may pinaka-mataas na bilang ng mga plan holders sa lahat. Nabugbog ang CAP Philippines nang ilang mga pulitiko na mula sa kawalan ay bigla na lamang lumabas mula rito, ang nagsabing “BANKAROTE ANG CAP PHILIPPINES!”. Kinwestyon nila kung ano at saan ginagamit ng CAP Philippines ang trust fund nila sabay pina-freeze nila ang account ng CAP Philippines sa SEC (Security and Exchange Commission).
Natural ay nagalit ang mga planholders ng kompanya, kinansela nila ang kanilang mga subscription at nagsimula silang maningil sa CAP Philippines. Isa ito sa nagpalala ng problema ng CAP Philippines, dahil sa pangyayaring ito ay nasira ang reputasyon ng kompanya sa masa, na sya ring naging dahilan upang mahirapan ang kompanya na kumita at paikutin ang kanilang puhunan.
Sa kagustuhan ng mga pulitikong ito at ng SEC na mapatunayang bankarote ang CAP Philippines ay gumamit sila ng isang paraan ng pagkalkula, ito ang Actuarial Reserve Liability or ARL na ayon sa SEC ay ang paraan upang makalkula ang estadong pang-pinansyal ng CAP Philippines. Ayon sa kalkulasyong gamit ang ARL, ang CAP Philippines ay LUGI ng bilyones. Gamit ang kalkulasyong ito, patuloy pang inatake ng SEC ang kompanya. Gamit ang resultang ito ay pinapaniwala nila ang mga plan holders na lugi ang CAP Philippines at sila ay dapat ng tumigil magbayad.
ANG TANONG: Dapat ba ang paggamit ng ARL sa mga pre-need na kumpanya? Kung hindi kaya ginamit ang ARL sa CAP Philippines, masasabi pa kaya nila na lugi ang CAP Philippines?
Nang sinubukang kwestyunin ng CAP Philippines ang SEC tungkol sa ARL ay sinubukan kong hanapin ang ibig sabihin ng ARL at kung papaano ito ginagamit. Nahanap ko ito ngunit ganun na lang ang aking pagka-dismaya nang malaman kong ito pala ay isang paraan ng pagkalkula na halos hindi na maintindihan, ngunit pinilit kong basahin at paulit-ulit kong pinag-aralan hanggang sa maintindihan ko ito. Noon ko nalaman na mali ito, hindi ito ang tamang paraan sa pagkalkula kung pre-need ang pag-uusapan!
Susubukan kong ipaliwanag ang ARL sa pinaka-simpleng paraang kaya ko, ito ay ang pag-kalkula ng pananagutan ng isang kumpanya, kadalasang ginagamit ito sa mga insurance company. Importante ang ARL sa mga insurance company sapagkat ang ating tinatawag na “insurance policy” ay walang katiyakan kung kailan mag-mamature, kaya maaring kunin ang buong halaga ng pera na naibigay anu mang oras gustuhin ng may-ari ng plan holder at dapat maibigay ito kaagad ng kompanya.
Heto ang isang halimbawa: kung si Juan ay bumili ng life insurance galing sa Alpha Company na nagkakahalaga ng P2,000,000.00 milyong piso sa pamamagitan ng pagbabayad ng unang installment ng P400 sa Enero 1, at pagkatapos ay namatay siya nang Enero 2 ng walang binabayarang higit pa sa P400, ang insurance company ay dapat magbayad sa mga benepisyaryo ni Juan ng buong P2,000,000 milyong piso kahit na si Juan ay nagbayad lamang ng P400 piso lang.
Ang ARL ang nagsisiguro na ang mga insurance companies ay palaging may pera para kalian matugunan ang pangako nila sa kanilang mga kliyente, at ang ARL ang karapat-dapat na gamitin sa mga oras at insurance company.
Ngunit sa kaso ng mga pre-need company, mayroong maliwanag at siguradong petsa sa kung kailan mag-lalapse o magmamature ang plan ng mga planholders.
Sa madaling salita, kung si Juan ay may pre-need educational plan para sa kanyang anak mula sa Country Company na nagkakahalaga ng P2,000,000 sa pamamagitan ng pagbabayad nya ng P400 sa Enero 1, hindi maaring ang Country Company ay magbayad kaagad. Depende sa kung ano ang edad ng anak ni Juan noong una syang nagbayad ng installment, mayroong agwat mula nang sa unang pagbabayad ni Juan hanggang sa maging high school at maging kolehiyo ito. Kahit pa mamatay ang anak ni Juan ang kanyang pre-need educational plan ay maari pa ring isalin.
Sa madaling salita, walang posibilidad na ang pre-need companies ay maging liable kaagad matapos magbayad ang mga kliyente nila ng unang installment. Kung ganito ang sitwasyon, bakit ARL ang ginamit sa CAP? Walang basehan ang pag pwersa sa mga kumpanya magkaroon ng pananagutan kaagad kung wala naman talaga silang pananagutan pa.
Nasira ba ang isang buong industriya nang dahil lamang sa pagkakamaling ito? Ang pangarap ba ng libo o maaaring milyong tao, mga Pilipinong nangangarap makatapos ng pag-aaral, sinira ng ilang indibiduwal sa gobyerno at ng SEC ng bigla nilang pinilit gamitin ang maling paraang ito?Nanlulumo akong isipin ang posibilidad na ito. Gayunpaman, talaga namang mayroong ibang mga kumpanya na SCAM lamang talaga, sa palagay ko ang pagiging bukas ng CAP Philippines ay isang ebidensya na hindi tayo scam; kahit pa nga ba hirap silang makapag bayad sa tao.
Gayunpaman,binisita ko ang website ng CAP, at napansin kong sila ay sumusubok pa rin namang magbayad. Maari kayong pumunta dito sa website na ito http://www.cap.com.ph/ tapos ay i-click nyo ang education, mayroong listahan na naglalaman ng pangalan ng mga taong mayroong hindi pa nakukuhang cheque mula sa iba’t ibang parte ng bansa.
Sapalagay ko ay panahon na upang ating malaman at maintindihan na ang CAP ay isa sa mga pinaka-naapektuhan, isa ito sa mga biktima sa pangyayaring ito, dahilan sa pagiging pabaya ng ilang mga pulitiko at opisyal ng gobyerno. Ang mga pulitikong ito ang dapat magbayad sa mga taong ito na nawalan ng pag asang makapag tapos ng kolehiyo, sila ang dahilan kung bakit nagkaroon ng mga teorya ang tao na mali ukol sa CAP.
At sapalagay ko ay dapat ng maintindihan ng tao na bukas pa rin ang CAP Philippines para sa mga tao na naapektuhan ng biglaang implimentasyon ng ARL. Dapat na malaman ng tao na mas madali para sa CAP Philippinesang magdeklarang bankrupt at iwanang walang-wala ang kanilang mga planholders, ito na marahil ang pinaka madali kung ang iniisip nila ay ang kanilang sarili lamang. Ang kanilang pinto ay nananatiling bukas sa kabila ng mga batikos sa kanila ng mga tao na sinusubukan nilang tulungan.
Dapat ay atin silang pasalamatan sa pagpupumilit nilang magbukas at magsilbi sa mga tao at sa pag-pupumilit na maipaalam sa atin ang katotohanan.
Pakibasa po, bago nyo po husgahan. Naiintindihan po namin kung san kayo nanggagaling.Sincerely,Maria Ann
around 5 months ago I
terminated my plan (SFA Acct. No. 80-00-01-01-H0229) last May 2005 and
was told that I’ll only be receiving less than half of what I have
actually paid. I was also told that I can receive my refund after 5
months from filing my claim but that didn’t happen.
I got a check
in September 2009 (after more than 4 yrs) but only a partial payment of
my claim. The nice lady releasing the checks told me that issuance for
refunds/claims are done in installments. I have sent several emails
(email ad provided with the list of checks for release on the CAP
website) before and after the release of the 1st check but didn’t get a
single reply.
Hi,
Thank you for the post, I will forward this to the head office, may I know the account number of claimant?
Thanks.
Sincerely,
Kay-Ann
When you say account number, are you referring to the policy number? If yes, it’s SFA Acct. No. 80-00-01-01-H0229. The CAP Help Plus was intended for my nephew Joshua’s education but I had to terminate the plan to avoid further “loss” exposure. Hope they can give “updates” so we’d know that something is being done.
Thanks for the response and best regards…
I posted this around 5 months ago:
“I
terminated my plan (SFA Acct. No. 80-00-01-01-H0229) last May 2005 and
was told that I’ll only be receiving less than half of what I have
actually paid. I was also told that I can receive my refund after 5
months from filing my claim but that didn’t happen.
I got a check
in September 2009 (after more than 4 yrs) but only a partial payment of
my claim. The nice lady releasing the checks told me that issuance for
refunds/claims are done in installments. I have sent several emails
(email ad provided with the list of checks for release on the CAP
website) before and after the release of the 1st check but didn’t get a
single reply.”
I was just wondering if there are any updates on the releasing of checks? I can’t get in touch with anyone from CAP; no response to emails and phone calls.
Please help. Thanks and best regards…
Hi again,
I will contact them regarding your account, thanks by the way for the support.
Sincerely,
Maria Ann
I posted this around 5 months ago:
“I
terminated my plan (SFA Acct. No. 80-00-01-01-H0229) last May 2005 and
was told that I’ll only be receiving less than half of what I have
actually paid. I was also told that I can receive my refund after 5
months from filing my claim but that didn’t happen.
I got a check
in September 2009 (after more than 4 yrs) but only a partial payment of
my claim. The nice lady releasing the checks told me that issuance for
refunds/claims are done in installments. I have sent several emails
(email ad provided with the list of checks for release on the CAP
website) before and after the release of the 1st check but didn’t get a
single reply.”
I was just wondering if there are any updates on the releasing of checks? I can’t get in touch with anyone from CAP; no response to emails and phone calls.
Please help. Thanks and best regards…
is it true that I won’t get my ROI for my educational plan?
Hi Abigail,
I would need more information regarding your account. Thank you!
Need to know about my child’s CAP (collage assurance plan), up to this time we have not received any news about the payment or refund. Child’s Name – JUNIELYN B. PAMINTUAN
HI Mr. Pamintuan,
I would need more information about your daughter’s account because I’m not sure if this is enough to look it up in their system.
Thanks!
Sincerely,
Maria Ann
My name is Easter B. Reodica , holder of SUPER PLAN P74,400, PFA acct no. 21-74-51-01=A0275, with address at No. 1 Alibangbang St. Veterans Vill. QC. I have fully paid my plan since July 16, 2003, Maturity date was JULY 15, 2009. I have submitted all the necessary papers required by your office since last year. WHEN CAN I GET MY MONEY BACK THAT HAS BEEN WITH YOU SINCE 2003? I’ve been to your office 3 times since last year. I couldn’t get thru your Treasury Dept. by phone. AM I IN YOUR LIST ? Please reply. My email add is ehbr0328@yahoo.com Thank you.
Hi,
I will make ask the head office regarding your account so that we would know how to approach the situation.
Thank you for the patience. =)
I was informed that my claims have already been processed and is now in the trustee Bank for scheduling. What bank is the Trustee Bank ? Should I go there directly and claim my money? I need it very badly. Please …………… !
kung aasahan ko lng ang papunta punta at patawag tawag sa office ng CAP…alang mangyayari…kontakin…alang nasagot…ung hiningan nmin ng pabor para p@7d6f3b6170348575daf6d893ea814ccd:disqus munta sa CAP, Makati Branch pinabalik balik lng sia for follow ups..Ano bang ang akala nio libre ang pamasahe? Ang layo layo nung taong nagfofollow up…Umasa kme na malaking tulong ang maiibigay ng Cap sa takdang panahon…laking hirap ang puhunan para matapos lng ang bayarin sa CAP…tapos ka na magbayad pero nakatunganga pa rin kmeng naghihintay…Hinde ba pdeng sabihin ng CAP kung kelan tlaga cla makakapagrelease ng pera….sayang ang pamasahe at oras…ang hirap na nga magbudget, dagdag pa ang pamasahe na yan tapos ala rin palang aasahan…Kelangan na nmin ang pera..laking tulong to sa pag aaral ng anak ko…Sana maintindihan nio ang pangangailangan nmin….Anupamant ang naging sanhi ng pagkalugi nio…May responsibilidad kau sa mga planholders nio…at ngaun nmin ito kailangan…Nakikiusap ako na kung pde paki check nman ang pre-need plan with acct number 77-74-88-01-H0468. At sana tugunan nio na ito…Nakikiusap sa inyo…
Salamat ng Marami…..
Hi,
Sige po, amin pong ipapa check ang inyong account nang mapag alaman po namin kung papa ano kayo matutulungan, pasensya na po at hindi naman po namin tinatakbuhan o kinakalimutan ang aming mga responsibilidad kaya nga po namin ito ginagawa.
Salamat pa rin po at pinagpapasensyahan nyo po kami.
Maria ANn
I asked my brother in my behalf to file our claims from CAP last Feb. 2011. Prior to that, I sent my inquiries to CAP over the phone and asked how long will it take for me to have paid, since i requested for a lumpsum payment. Accdg to the lady ive talked, it will take at least 6 months and still it shall be paid in installment basis.. It would be impossible for my brother to do everyday follow-up since hes been living a few kms away from your office and absolutely fare has always been a problem. Cguro alam ng Cap na lahat kme tlagang sinikap na matapos ito…dahil naasa kme na makaktulong to sa pag aaral ng mga anak nmin..Pero asan na ung cnasabi niong tulong…ilang buwan na ang dumaan ni isang sentimo ala pa kaung nilalabas. Hirap na rin kme maglabas sa sariling bulsa nmin ng pagpapaaral kaya nga sinigurado nmin ang education nila sa inyo..tapos ito pala ang mangyayari..Paki check nmn ang pre need plan with acct. number 77-74-88-01-H0468. ANo na ba ang status ng acct ko? kelan ba ko makakakuha? Pera na pinaghirapan at pinagsikapan ko para sa edukasyon ng anak ko..tapos ganito ang mangyyari….Pls. reply…
I would like to follow up the status of our claim for SFA Acct Nbr 77-74-82-01-H0165 which was filed last March 2011.
Hi!
Yes, I will follow it up for you!
Thanks!
Sincerely,
Maria Ann
gud pm! just want to inquire on how to claim cap for my 2 boys. my eldest graduated already Jasper R. Nepomuceno with SFA Account Number 25-19-50-00-001337 and Jecker Nepomuceno is 1st year college in Holy Angel University with SFA Account Number 60-76-07-01-000803. hope to hear from you the soonest possible time…
HI!
I will po, I’ll do my best to get a response on the soonest time possible!
Sincerely,
Maria Ann
Hi,
Thank you for the information you have provided me. I would be more than happy to check the status of your account.
Sincerely,
Maria Ann
Hi.
I’m Lelibeth C. Bagon and I’m already a graduate since Dec 2002. My policy with CAP has an ROI and since there’s an ROI as stated in the policy that I can still claim the amount we have paid in CAP after 10 years since graduation. Can we still claim it by Dec 2012? Can you search my policy number by using my name? I’m still looking for my policy number. Kindly advise. Thanks
Hi!
Thank you for the information Ms. Bagon, yes, you can still claim it, I would suggest that you file for a claim as soon as possible because it’s under a “first file first serve” basis. If you would need anything else, please let me know.
Sincerely,
Maria Ann
hi,
may aasahan pba kmi sa inyo?
Hi,
Yes Ma’am, how can we help you?
Sincerely,
Maria Ann
My son has an unused educational plan with CAP Phils because he studied in Canada. I want to know how I can claim the CAP educational benefits so we can at least recover part of the tuition fees we paid for my son.
Can somebody please give me advice on what to do?
Thank you.
EB
Hi,
What you can do is file for a claim to the nearest CAP office. Let me know if you need anything else, I’d be glad to help. =)
Maria Ann
I’m’ from bats city. why is it that up to now there was no check (termination of edu plan} process by ur ofis?, my latest chek received was May last yr, pls have my claim process i nided it badly, nex month is already finals and i need again to pay tuition fees. I often make follow ups so i decided to make a comment on this. I hope that i can get the check soonest. thanks L Lanting
Hi,
Have you filed for a claim.
Let me know how I can help.
Sincerely,
Maria Ann
hi, i have vouchers process year 2005 with SFA account no, 01-02-09-01-003778. I would like to know how to process and claim it? thanks
Hi,
I just want to know if you already filed for a claim, I need to make sure then I will be checking in the head office regarrding your account.
Hello!!!
This is my second time to address my sentiments thru this page, I am desperately in need of financial aid for my son’s schooling. After having heard from you Ms. Ann a month ago, no updates has been sent yet..Nde ko na alam kung san ko kukunin ang pera sa pagpapaaral ng anak ko….alang trabaho pa ang asawa ko at kelangan kong itaguyod ang 3 kong anak….kaya nababaon na ko sa utang dahil sa pagpapaaral sa anak ko at nde ko na alam kung san pa ko kukuha, alam kong nde ko dapat ginagawa ang makiusap sa inyo dahil PERA KO ang hinihingi ko sa inyo, pero sana maisip nio na ang tagal at ang dame ng sakripisyo makuha lng nmin ang benepisyo na pinangako nio non. Inaasahan ko na sa susunod na buwan ay makatanggap na ako kahit partial payment lng nman, makatulong man lng…..at sana Ms. Ann…iupdate nio nman ako…ang SFA No. 77-74-88-01-H0468. Sana nman, nakikikusap ako sa perang pinagpaguran ko para sa anak ko…na matulungan nio ko ngaun….Tugunan nio na ang pakiusap ko…..
An update I received a few days aago, but unfortunately due to the storms it took awhile for the internet lines to get fixed.
Claims have already been processed and are already with the Trustee Bank for swcheduling/funding:
MARLEONITO LIMBO 77.74.88.01.H0468
ERMINILDA OLAES 77.74.82.01.H0165
EASTER REODICA 21.74.51.01.A0275
GERARDO FERNANDO 57.76.00.05.A0023
DOLOR FERNANDO 57.76.00.05.A0024
JUANITA BARRION 57.82.14.01.00001
Please let me know what else I can do to help.
Sincerly,
Maria Ann
Ms. Maria Thanks for the updates. A few months back when I was informed that my claims have already been processed and is now in the Trustee Bank for scheduling/funding. My concern now is how long would it take for CAP to release funds and make payments?, Upon telling me the status of my claims, how much longer should I have to wait to get paid? I badly need it.
Thank you!!!
Ano po yung requirements in filing for a claim? My sister and I have both graduated from college. Hindi namin nagamit yung educational plans namin.
Certificate of full payment photocopy and original, birthcert(if im not mistaken) and Id’s!
Sir,Madam,Matagal na po ang withdraw namin sa CAP pero hangang sa ngayon ay wala parin pong cheque na lumalabas sa internet ang sabi po sa pampanga sa tuwing pupunta kami doon ay mag verify na lang kami sa internet kung may pangalan na; ang pangalan po ng 3 kong anak ay sina: ALYSSA JOY TORRES
VENUS CAMILLE TORRES AT BRYAN ISRAEL TORRES. at kami naman po ang mga magulang
na sina: MAR L. TORRES at JUANITA R. TORRES sana naman po ay bigyan nyo pansin ang aming claim sa CAP gumagalang.
Hi,
Would it be okay to ask for the SFA numbers? Im not sure if they still allow us to get information just by using names.
Hi Ms. Maria Ann, My son’s HELP PLUS SFA no. is 77-73-32-01-H0085. I’ve filed my claim on Aug. 18, 2010. I’ve been following-up since then but until now, i’ve not received any checks. Per my last info about it, my claim has been processed on Sept. 8, 2010 and it’s now in the Treasury Dept. I tried calling up 815-4960 but the line is always busy. Pls. help me on this. I’ve been monitoring CAP’s List of Unclaimed checks but my son’n name is not there yet. Thanks
Hi!
I received an update a few days ago and I must apologize that due to to the storms some lines in our area were not fixed right away. I am so sorry for the delay.
Plan/claim status: Claims have already been processed and are already with the Trustee Bank for swcheduling/funding:MARLEONITO LIMBO 77.74.88.01.H0468ERMINILDA OLAES 77.74.82.01.H0165EASTER REODICA 21.74.51.01.A0275GERARDO FERNANDO 57.76.00.05.A0023DOLOR FERNANDO 57.76.00.05.A0024 JUANITA BARRION 57.82.14.01.00001 Plans are fully-paid but not yet matured:ROMUALDO IGLESIA 60.85.01.01.A1243ROMUALDO IGLESIA 60.85.01.01.A1244ROMUALDO IGLESIA 60.85.01.01.A1183ROMUALDO IGLESIA 77.85.01.01.H0363 MA. AURORA LIZARDO 62.73.56.01.A3793 Plans are potential (matured but no claim has been filed yet):MA. AURORA LIZARDO 62.73.56.01.A3794JENELLE NEPOMUCENO 25.19.50.00.01337 JENELLE NEPOMUCENO 60.76.07.01.00803
Ms Maria,
Please help us, SFA – 77-76-49-01-H0080. Roger Cordova po ang name, nakapag file na po kami noon pang 2005. Hanggang ngayon po ay wala pa kaming natatanggap kahit ano, maski email man lang. Nagtatrabaho po kaming mag-asawa sa Middle East so sister in law ko lang po ang pwedeng mag check nun sa Pinas. Sa Pampanga po ang office.
Hi!
Sige po, i check ko po yung status nito. I’ll let you know once I get an update.
Sincerely,
Maria Ann
Hi,
Salamat po sa reply, sana po malaman namin ang resulta sa oras na makita nyo ang status.
Roger
i’m melanie lofstedt from pampanga..last 2009 pa kami nagfile..paano ba namin macclaim mga cheque..pwede ba malamn official website ng CAP?tnx…
mag file po kayo ng claim sa nearest CAP office.
http://captruth.webs.com/apps/links/
or
http://www.capcow.com
hi pls update if we have check for helpplus SFA77-96-01-01-H0819 ANTONIO PAREDES and educ plan 60-96-01-01-A089 filed last march 10, 2011
Hi!
thanks for the information, I was able to take note of it and I would be more than happy to check on it for you.
Sincerely,
Maria Ann
. SFA account# 60-82-21-01-00116
fully paid napo.. paverify naman po..
Lamberto Gutierrez Azares po name
Hi Ambet!
Thank you for the information that you have provided me, I would be more than happy to check on it for you.
Once I get an update, I will let you know right away.
Sincerely,
Maria Ann
Good AM Ms. Maria,
I have filed my first semestal of my daughter July 2008 and still no settlement under SFA Acct 62-73-56-01-A5589. My daughter is already in 4th Year and haven’t received any amount from CAP.
Her school is Ateneo which is ECU A, but my policy is ECU B. In the policy, there was no benchmark of amount indicated for each level. My daughter’s TF for the first sem is just 1/4 of the amount CAP is paying. As per study, under ACU B (La Salle / Sto. Tomas), year 2008, tuition fee already reached 35K++ per sem. CAP has assessed 17K for my 1st sem. I think this is under-rated / under-valued as to the prevailing TF for respective years 2008-2011. My Gross price is PHP272,000. For 8 Semesters, 34K should at least be reimbursed per sem.
Hi,
Thank you for the information.
I will be more than happy to send the following information to the head office.
I will get back to you as soon as I get a reply.
Sincerely,
Maria Ann
hi ms maria
hi Ms Maria pls update status of our helpplus SFA77-96-01-01-H0819 ANTONIO PAREDES and educ plan 60-96-01-01-A089 filed last march 10, 2011
Hi Dian,
Thank you for the information you have provided me, I will be more than happy to assist you on this one.
I will be sending the information you have provided me to the head office, Once I get a reply I will let you know right away.
Sincerely,
Maria Ann
hi ms Maria.
Please give us an update of our claim.
Hope to receive it soon…
Thanks!
How do I get list if checks is ready to be pick up? (CAP)
Thank you ,
Cecile
Hi Cvidallo,
Just go to cap.com.ph or capcow.com
Fully paid na po at nagmatured na po ang plan ko…last july 2011 pumunta po ako sa main office ng CAP,sabi ng girl dun may check na po ako pero that time po nakahold daw ang pension plan…Pwede po bang pakicheck kung ok na po kunin ung check ko…tnx po.
Hi,
Yes of course, please give me some info so I can send it to them and they can pull it up. Once I get a reply I will let you know right away.
Sincerely,
Maria Ann
I want to ask the status of my application with SFA No. 77-74-88-01-H0468. Just a month ago when I was updated that it has been processed and is with the Trustee Bank for funding/scheduling. Ms. Maria, brother ko ang napunta sa makati at napakamahal ng pamasahe kaya nde sia makapag follow-up ng madalas, kaya dito ko na lng sa site na ito dinadaaan ang pag follow up….Gusto ko malaman kung ano na ang status nia ngaun? Thank you..
Sana Magandang balita na ang hatid nio….
pls back my money asap pls kol me n tex me..9855419/09494964572 thanks n gud day..
sana po sagutin nyo nman po mga tanong nmeng lhat 1995 pa po ang pagtatapos ng hulog nmen ni 1 tulong sa pgbyad sa school ng anak ko d kyo nkatulong yan inasahan nmen preo d at wla bkt ganon wer na po pera nmen ..pls reply me.miriam_angeles62387yahoo.com thanks po..
9855419/09494964572.
Hi,
I cannot call or txt sorry, please e-mail me the information of your account at maria_ann_11@yahoo.com
sfa#60747201-03571
millan dulay angeles
name po nya.pa veryfy po fuulypaid napo.
1995-2000.thanks po.
Hi,
I was able to take note of this, please rest assured that I will let you know once I hear from them.
Sincerely,
Maria Ann
hello, may i know the requirements needed for reimbursements of my tuition fees..i’ve already graduated from college 4 yrs ago and i can’t find my 4thyr 4th sem assessment form and the university can’t provide it to me either how can i reimburse it?
Hi,
I will let you know right away as soon as I get the answer to your question.
Sincerely,
Maria Ann
Ms. Maria may update na po ba? Roger Cordova, SFA – 77-76-49-01-H0080, mag 2 months na po yung last reply nyo. Pasensya na po
Hi Cadd,
Sorry po, I will e-mail them again. SO sorry for this, sincerely. I will let you know as soon I hear from them. I will also send your info again just to be sure.
Sincerely,
Maria Ann
Since February 9, 2009 pa ako nag file ng TERMINATION for educational plan ng 3 ko anak but until now no development pa din ni singko wala pa ako nakukuha. Fully paid ang tatlo SFA. Please paki follow up naman..can’t able to go to Makati from time to time sa pamasahe lang laki na nagagastos ko…
Kahmal Leonardo B. Tañag, SFA- 60-81-04-02-A0172
Nahda Shaira B. Tañag, SFA- 60-81-04-02-A0171
Hanna Kahmeel B. Tañag, SFA- 60-81-04-02-A0173
Hi Lucie,
Thank you for the information.
I would be more than happy to check on the accounts for you.
Sincerely,
Maria Ann
we religiously paid the monthly premium for more than 8 years, then filed the termination due to issue of irresponsible management of cap officials. We expect to receive 50% only for our payment but until now it’s all promises…having constant follow ups… personally go to your office in makati…since u couldn’t reach to any contact nos….then promises to release the check. please naman po be responsible enough to your obligations to planholders like us.please email us smurf_jay@yahoo.com or cgupo@fltprime.com for immediate release of your promise check asap.
Hi,
Please email me account details so I can have people look it up for you.
Sincerely,
Maria Ann
maam, baby pa po ang mga anak ko nung NAG TIWALA AKO SA CAP sa DAMI NG INSURANCE COMPANY SA CAP AKO NAG TIWALA DAHIL AGENTE NG CAP ANG DADDY KO, isa din ako sa nag file ng TERMINATION at pinangakuan na ibabalik ang pera namin, awa ng Dyos halos 9 years na po PABALIK BALIK KAMI SA CAP MAKATI TAWAG DITO TAWAG DUON, ni isa wla po kaming natnggap na pera ni email ni tawag..ito po ba ang mapapala namin sa NAPILI NAMING PAGKATIWALAAN ? san ko po ba kayo pwedeng mai iemail ng direct ms .maria? our email celestino_abella@yahoo.com
Ms. Maria, I need ur help, Pension PlanHolder po ako. Acct.# 21-74-85-A2001, William Irlandez. Noong 2005 kupa e2 pina Terminate, hangang ngyon ay wl prin naibabalik skin sa mga naihulog ko. pki E-mail nlang po s akin any Update. wodezamo_i645@yahoo:disqus.com
mrming slmat po! God Bless! Happy New Year po sa inyong lhat jan!
Hi!
I will be more than happy to check on this for you, will let you know as soon as I have information regarding your account from the head office.
Sincerely,
Maria Ann
I POSTED THIS COMMENT ALMOST A YEAR AGO:I
terminated my plan (SFA Acct. No. 80-00-01-01-H0229) last May 2005 and
was told that I’ll only be receiving less than half of what I have
actually paid. I was also told that I can receive my refund after 5
months from filing my claim but that didn’t happen.I got a check
in September 2009 (after more than 4 yrs) but only a partial payment of
my claim. The nice lady releasing the checks told me that issuance for
refunds/claims are done in installments. I have sent several emails
(email ad provided with the list of checks for release on the CAP
website) before and after the release of the 1st check but didn’t get a
single reply.I was hoping that CAP could at least give us
updates on the status of our claims. How long do I have to wait for the
next check(s)? I’ve already lost a lot considering the number of years
that have passed since I filed a claim.Hope I could get an answer and receive my claim real soon.Thank you.
I WOULD LIKE TO ASK IF THERE ARE ANY UPDATES ON THE RELEASING OF CHECKS. I TRIED TO OPEN THE “LIST” IN THE CAP WEBSITE JUST A FEW MINUTES AGO BUT THE LIST FOR THOSE WHO FILED IN THE HEAD OFFICE WON’T OPEN. HOWEVER, THE LIST FOR PROVINCIAL OFFICES ARE OPENING JUST FINE. I TRY TO VISIT THE WEBSITE EVERY NOW AND THEN, HOPING TO SEE MY NAME.
CAN YOU PLEASE CHECK WITH THEM RE: THE LIST ON THE WEBSITE? IT’S THE ONLY PLACE WHERE WE CAN GET (OR HOPE TO GET) UPDATES.
THANKS AND BEST REGARDS…
Hi,
Im so sorry for the inconvenience, I will let them know of your concerns right away.
Sincerely,
Maria Ann
hi ms. maria, may 3 po akong kinuha ng educational plan at sa sariling pension plan, pero since bumagsak ng aang cap , withdraw ko nalang, i think that was 9 years ago, ang sabi sa akin after ko ma complete ang requirements eh papadalan daw ako ng message kung kelan ko ma claim ang cheque but up to now wla naman ako na tatanggap..
please pm me i will give all of my info PLEASE I BEG YOU
hi Ms Maria any update on the status of our helpplus SFA77-96-01-01-H0819 ANTONIO PAREDES and educ plan 60-96-01-01-A089 filed last march 10, 2011
Good Day!
We are asking about SFA Account Number 62-74-38-01-A00133, scholarship term-4 with school category-NECU-C, with ROI EA-02-001008-7
NI SINGKONG DULING WALA KAMENG NATANGGAP SA CAP! 1988 1WEEK OLD PALANG ANG BABY KO. 1992 NATAPOS KO NA BAYADAN AT SUMOBRA PAKO SA PAG BABAYAD. NGAYON GRADUATE AT NAGTATRABAHO NA ANG ANAK KO. WALA PADIN!!!!! HINDI PA GUMAGANA ANG LINK SA WEBSITE SA LISTAHAN NG MGA PANGALAN. INUUPDATE BA YAN OH NAGLOLOKOHAN LANG????
hi asking ko lang klan makakakuha pang tuition namin magpapasukan na SFA ACCT.NO 60-73-01-01-AO79 NECU -D
san mo makukuha SFA no.? nwala na kz documents nmin..tapos sbi nla hanapin dw ung SFA no.
Hi po I was wondering if I have checks to claim. The last check I claim was 5 years ago & I haven’t had a chance to check it. I’m pilipinas solano Christie my nephew Ralph louell s mazo is the CAP educ holder. I really appreciate it if you can check it for me….thank you very much, God bless
gud pm. ask ko lang po sana if puede pang magfile ng educ benefits ang mga anak ko….magcocollege na po ang isa sa kanila..at talagang hriap kami sa buhay..sana ay matulungan ninyo kaming makaclaim kasi 2 plans po iyon at matagal ng fully paid….ano po ang puede kong gawin para makapagclaim? maraming salamat sa inyong tulong….
Hi Maria Ann,
Any news/update on claim for SFA Acct. No. 80-00-01-01-H0229 which was terminated in May 2005?
As I mentioned before, I got a check last September 2009 though it’s not for the full amount of my claim. I was told that payment will be on installment basis. I’ve been checking the website to find out if I have another check to claim but recently the “list” can no longer be accessed.
I couldn’t get any update from CAP. I didn’t want to go to their office because I might just be disappointed and may be wasting my time. I saw my name on the “list” before; that’s why I went there to claim my check.
Please get in touch with them and request that the “list” be put back on as it is the ONLY way for us to know if we have something to claim (though I know you’ve been trying to help us too).
Thanks and best regards…
Hello Ms. Maria…..
A few weeks ago when you told me that you are gonna visit the CAP office and will give me the updates regarding my claim . Been wiating for that promise since I am terribly in financial need. Hoping that your next reply will bring good news thats worth all the waiting.
May I know, the status of my claim? When can I collect the money? Pls. reply…..I hope you understand the situation that your planholders have been dealing with….Cannot connect with your office phone numbers …neither can make follow ups on your website…..
Ms. Maria, I hope you understand..Thank you!!
I hope CAP will also do much understand how much we need that money..
Hi Maria Ann,
We hope you understand that you are now the only way for us to get updates since the website no longer works (we can’t access the list of planholders w/ checks). We haven’t heard from you for a long time. Please give us updates. We would appreciate getting them even if it’s bad news.
Thanks again and best regards…
Is it true that the amount we will receive is only Php 1,400.00 per semester because my daughter is enrolled at UP? Its a public school daw eh samantalang ang binayaran namin last sem ay umabot ng Php 17,000.00. Saan aabot ang 1,400.00?
Here’s an update from the Head Office, let me know po if your name is not included, or if you have any other questions.
1.
Mary Grace Bulatao; 77.74.92.01.A0027; Johm Arvin Bulatao; CFEP – processing done; now with Trustee Bank for scheduling of payment
2.
Librada Cruz; 53.73.56.01.01212; Jeremy Cruz; Educ – no claim filed
3.
Librada Cruz; 02.02.00.03.00459; Joicel Cruz; Educ – processing done; now with Trustee Bank for scheduling of payment
4.
Anselmo Enriquez; 60.74.23.01.01303; Kris Ciel Enriquez; Ecu – no claim filed
Please e-mail me your question and info about your plans @
maria_ann_11@yahoo.com
Thanks!!!
Sincerely,
Maria Ann
anu na ba balita? , wala pading resulta? sana naman ibigay na samin ng cap ang dapat namin makuha its been a years.sana naman maintindihan ng CAP na pera ng tao yun, Hindi Yun Kinuha Lang kung saan saan, Pinag Hirapan Yun Ng Nanay Ko. Kaya Sana Naman Gumawa Kayo Ng paraan ilang Taon Na Kaming Umiintindi Sainyo.Hindi Nyo Masisi Ang Mga Tao Maayos kaming Ng Bayad. Ngaun Ganito Hindi Namin Yun inutang Sa CAP. Kaya Dapat Ibalik Nila Yun Samin
hi gud am ms. maria..
i’m jessica ann a. dela vega.. my mom asked me to verify our claim status, because we reviewd the papers we have and it was stated that we can claim this year.. can you please help us verify since we cannot access your phone numbers anymore.. maybe you can check if when will be our claim for my educational plan….tnx
Nakakaawa naman ung mga nagpepension sa CAP lalo na ang educational plan, ung mister ko hindi man lang ginamit ung educational plan nya sa CAP dahil naging scholar ng DOST, 7years na isang beses pa lang namin nakukuha ung claim check nya, laging sagot ng CAP “hindi lang naman kayo ung kumukuha ng claim.” Ang sarap sanang sagutin at murahin ung kausap namin sa CAP. Unang una, hindi nga namin nagamit bakit kami nagpapakahirap kunin ung buong pera, dapat nga ibigay sa amin ng buo kc hindi nga nagamit, inimpok namin un. Palibhasa ginamit ng mga namumuno sa CAP ung pera namin. Maawa nman kayo ibigay nyo ng buo na at wag ung papartial partial. Kapal ng face nyo, kaya sa mga taong my balak ng kumuha ng educational plan sa anak nila wag na lang sa CAP mag impok na lang kayo sa bangko ung mga matatag, like BDO, Metrobank or Landbank. Kasi pag ung anak nyo naging scholar aabutin kayo ng 10yrs or more than a year bago nila ibalik ng CAP ung pera nyo na hindi nagamit dahil gagastusin muna nila.
AT MAY KAKILALA AKO SA INSURANCE COMMISSION, Dahil taga INSURANCE Ako sabi ng KAKILALA KO, WALA DAW PERA ANG CAP KAYA HINDI NILA NABABAYARAN UNG MGA NAGPEPENSION. KAYA UNG MGA GINAGAMIT NILANG PERA UN UNG MGA NILOLOKO NILA NGAYON AT NAGBABAYAD SA KANILA NGAYON RECYCLE LANG BA.
AT MAY KAKILALA AKO SA INSURANCE COMMISSION, Dahil taga INSURANCE Ako
sabi ng KAKILALA KO, WALA DAW PERA ANG CAP KAYA HINDI NILA NABABAYARAN
UNG MGA NAGPEPENSION OR NAGKICLAIM. UNG MGA GINAGAMIT NILANG PERA UN UNG MGA
NILOLOKO NILA NGAYON AT NAGBABAYAD SA KANILA NGAYON RECYCLE LANG BA.
Ms. Maria Ann bkit di kayo magrespond sa message ko, dhil ba totoo.. kung kayo mga taga CAP na my konsensya sa kapwa nyo, kausapin nyo ung mga nag aapply or nag iimpok sa inyo na itigil na dhil wla nman pera ang company nyo, ewan ko ba bkit binibigyan pa kayo ng license ng Insurance Commission siguro kasabwat nyo ung pinapasahan nyo ng mga documents sa IC at nagbibigay kayo ng PERA OR SUHOL pra ma approve ang license nyo..
Naka swerte ako ng call ako sa CAP week ago May 29, 2012 at sagot nila hold muna ang release ng payment at di pa alam kung kaylan magre-resume ang processing ng checks, Parang lumalabo na mga claims natin.
Malabo talaga ibigay ung PERA natin. PERA na nga natin bkit ang hirap pa ibigay ng CAP hindi nman sila nagpakapagod magtrabaho. Kaya on process pa kasi wala silang pondo lalo pa ngayon enrollment. Ganito ang style ng CAP ung mga nagclaclaim wala pa makukuha kasi nagbabayad pa sila ng enrollment dahil pasukan. See, Si Ms. Maria Ann hindi na nagcocoment dito dahil alam nya na tama ung sinasabi ko, mapapahiya lang sya sa akin.
AT ISA PA, RENEWAL NG MGA LICENSE NG MGA LIFE/NON LIFE INSURANCE SA INSURANCE COMMISSION MAGBABAYAD SILA NG LICENSE so lalo mawawalan ng pondo sila. Kaya HOLD nanaman kaming nagclaclaim..
i hope someone can give an update..a lot of people are already losing hope…
Good morning Ms.Maria,can you pls.check the CAP of my 2 son,its been a long
time since we filed our refund in CAP makati office.Here is the names:
1)Raymund Johnson Chua SFA account#01-02-16-01-002669
2)Lawrence Angelo Chua SFC#01-02-13-01-004178
Hoping for your ASAP response,
Thanks and God Bless!!!
Mrs.Elsie Chua
Guys, wala talagang pag asa sa Cap na kasi ginagamit na nila pera natin. Tatawag ka sa kanila sasabihin sau
1. Onprocess pa,
2. Follow up
3. Line Up ng Cheque nyo.
4. Sasabihan ka pa ng kausap mo sa CAP. “Hindi lang naman kayo ung pinibigyan or Priority namin. Madami pa kayo..” – Cap Phone Assist
ANG SARAP SANA SUMAGOT INISIP KO LANG BAKA MAS LALONG WALA KAMI MAKUHA KAPAG INAWAY KO PA NG TODO
Common Sense mga CAP EMPLOYEE bkit wala kami nakukuha sa inyo, hindi naman namin nagastos or nagamit ung CAP namin. almost 9yrs na ko lagi nagfofollow up wala pa din ba ko makuha sa inyo. Sobra na kayo.
wala pa din kayang makakapag bigay linaw dito?
CAP PENSION…..GISING! IBALIK NYO MGA PERA NAMIN! MAAWA AT MAKONSENYA NAMAN KAYO!!! PINAGHIRAPAN NG MGA TAO ANG PERA NA HINULOG SA INYO!!!
CAP MANAGEMENT!!! MANGUTANG NALANG KAYO SA BANGKO CENTRAL NG PILIP[INAS KESA SA IBANG BANSA PA NILA PINAPAUTANG ANG MGA DOLLAR RESERVED NG ATING BANSA! UPANG MABAYARAN NYO NA MGA DAPAT NYONG BAYARAN SA MGA PLAN HOLDERS AT MATURED PENSION PLAN! PARA MATAPOS NA MGA PAGHIHIRAP NAMIN SA NAPAKATAGAL NG PANAHON SA PAG-AANTAY NA MABAYARAN NINYO!!!
Hi, can you help me to follow up my quit? It’s been 2 years of waiting my cheques puro Lang kc pangako ang nttanggap ko from office of Iloilo where I applied this termination .
Dear CAP ,
My two sons has got a plan from you as follows;
CASA, ADRIAN PAUL F … Cert of full payment # 60-73-32-01-000558
Cert of Group Life Insurance # T-93-005
CASA, JUSTIN REY F … Cert of full payment # 60-73-32-01-A02066
Cert of Group Life Insurance # T-93-005
Now i want to withdraw, refund and claim the proceeds
Kindly reply what are the required documents and where to file .
Thank you and all the best .
Yours truly,
Leilanie F Casa, MPA
0917-5754116
02-8370966
nag bayad ako ng educational plan, tapos non nag college na ang anak ko , ako pa ang nag pa labas ng pera sa pag e enroll ng anak ko. maitanong ko lng ? saan na ba ang bina bayad ko sa inyo.?eh ako naman ang nag babayad sa pag e enroll ng anak ko. parang niloloko lng talaga ninyo ang mga plan holder. kung alam ko lng sana ganito ang modus operandi ninyo. sana hindi na ako kumuha ng pension at educational plan ko sa inyo.dugo at pawis ang pinuhunan ko dyan sa companya nyo. tapos niloloko nyo lng pala.
Hello! I’m Rhea from Bacolod City. I’ve noticed that the website does not work anymore when I tried to check if I have my name on the claims already and nobody answers the phone at the Bacolod CAP office when I tried to call. What is the updates with my refund? I already graduated but I still did not receive anything. My grandma applied for that thinking I will have to worry about my college expenses and now I really want to be reimbursed for it. Please update me as soon as possible since I direly need my money. I did not complain when I had to struggle financially during my college years but right now I need updates when I will be refunded since I have kids as well that I support alone. I will be waiting for your response. Thank you lots.
i wud like to know how to claim the benefits that i should be getting from CAP since its been 10yrs. ago already after i graduated from college… 🙁